Fee & costs overview

Transparent fees

Fees based on your account balance and no investment switching fees.

Highly rated

SuperRatings has awarded us Gold 5 years running, reflecting their view that we provide value for money.1

You and your family could save

If you link your Brighter Super account with Brighter Super accounts held by your family members you could pay lower fees on your combined balances.

Brighter Super Personal

More about Brighter Super

Administration fee2,3,4

Suncorp Lifestage Fund 0.54% pa
Suncorp Cash Fund Nil
Other investment options 0.65% pa less any applicable administration fee discounts

Investment fee2,3,4

0.19 – 1.18% pa depending on the investment option(s) you choose
0.31%5 pa for the Suncorp Lifestage Fund

Indirect cost ratio2,4,5

0.00 – 0.20% pa
0.04 – 0.06% pa for the Suncorp Lifestage Fund

Brighter Super for business

Administration fee2,3,4

Dollar based administration fee
  • Nil if 100% invested in the Suncorp Lifestage fund
  • Nil for account balances $20,000 and above
  • $7.65 per month for account balances less than $20,000 and not 100% invested in the Suncorp Lifestage Fund
PLUS an administration fee based on which investment option you’re in and calculated on your balance
Suncorp Lifestage Fund 0.54% pa
Suncorp Cash Fund Nil
Other investment options 0.65% pa less any applicable administration fee discounts

Investment fee2,3,4

0.19 – 1.18% pa depending on the investment option(s) you choose
0.31%5 pa for the Suncorp Lifestage Fund

Indirect cost ratio2,4,5

0.00 – 0.20% pa
0.04 – 0.06% pa for the Suncorp Lifestage Fund

Everyday Super

More about Everyday Super

Administration fee2,3,4

Dollar based administration fee
  • Nil if 100% invested in the Suncorp Lifestage fund
  • $7.65 per month if not 100% invested in the Suncorp Lifestage Fund
PLUS an administration fee based on which investment option you’re in and calculated on your balance
Suncorp Lifestage Fund 0.54% pa
Suncorp Cash Fund Nil
Other investment options 0.76% pa

Investment fee2,3,4

0.19 – 0.47% pa depending on the investment option(s) you choose
0.31% pa for the Suncorp Lifestage Fund

Indirect cost ratio2,4,5

0.00 – 0.12% pa
0.04 – 0.06% pa for the Suncorp Lifestage Fund

See an example

Fees for one year - $50,000 balance 100% invested in the Suncorp Lifestage Fund

This example is provided for illustrative purposes only. Additional fees may apply.
Administration fee: 0.54%3,4 $270
PLUS Investment fee: 0.31%3,4 $155
PLUS Indirect costs: 0.04 – 0.06%4 $20 to $30
TOTAL $445 to $455
For Suncorp Brighter Super for business and Everyday Super an additional $91.80 pa ($7.65 per month) administration fee may apply if you are not 100% invested in the Suncorp Lifestage Fund.

Note: This fees and costs information is only a summary of some fees and costs for a super account in Suncorp Brighter Super or Everyday Super. Not all fees are included. Learn more about all the fees and costs that may apply to a super account in one of these products in the relevant Product Disclosure Statements and Product Guides. They also contain other important details like investments and insurance. It is important that you consider the PDS and Product Guide and before deciding whether to open a super account with us. You should also consider obtaining advice from a financial adviser who can take into account your personal circumstances and objectives before making any decision.

1. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). For more information about criteria used to rate super products and what the different ratings mean, please refer to SuperRatings’ Ratings and Awards - Super Fund. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for more ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

2. If your account balance is less than $6,000 at the end of the Fund's income year, the total combined amount of administration fees, investment fees and indirect costs charged to you is capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded. 

3. The Fund receives a tax deduction for expenses related to personal super investment and administration fees. As result, the actual personal super investment and administration fees you pay will be reduced by up to 15%. 

4. The investment fees, indirect cost ratios and percentage administration fees have been rounded to two decimal places.

5. Past costs are not a reliable indicator of future costs.