Our default investment option: the Suncorp Lifestage Fund

Super investing made easy





 

Our default investment option: the Suncorp Lifestage Fund

Super investing made easy

Diversified across asset classes to protect your money from market ups and downs.

Automatic adjustments as you get older, so you can relax.

How it works

If you invest in the Suncorp Lifestage Fund investment option, we take care of all the hard investment decisions for you. 

  • First, we allocate you a diversified investment mix determined by your age, so you don’t have all your eggs in the one basket.
  • In the Suncorp Lifestage Fund your money is allocated to the fund that matches your year of birth. For example, if you were born in 1982, you’ll be invested in the Suncorp Lifestage Fund 1980-1984. 
  • As you get older, we automatically change the mix of your Lifestage Fund to better suit the typical needs and risk profile of someone
    your age. 

Why do we change your investment mix?

Growth investments that carry a higher risk, such as shares and property, tend to go up and down in value but generally provide a higher return over the long term. Whereas income investments, like cash or term deposits, provide more stable but lower returns. 

So when you’re younger, we’ll put more of your money in growth investments because you have time before retirement to ride the ups and downs of investment markets and this gives you the potential for higher returns over the long term. And as you get older, we’ll put more of your money into income investments better suited to investors with shorter time horizons. 

Strategic relationship with Morningstar

We’ve entered into a strategic relationship with Morningstar*, a worldwide leader in investing, to create the multi-sector Suncorp Lifestage Fund. Morningstar believes in empowering investors through research and developing investor-friendly products and has over 35 years’ experience in the United States, Australian and other international markets.

Find out more

*Morningstar Investment Management Australia Limited ABN 54 071 808 501 (Morningstar). Morningstar is not part of the Suncorp Group.