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Are there circumstances where I won’t receive a Life Insurance payout?
Yes. There may be different exclusions that apply to your insurance cover, so it is important to consider these when deciding if insurance is appropriate for you. For example, depending on your policy a claim may be rejected if it relates to a ‘pre-existing condition’ or a ‘self-inflicted act’. Exclusions may change if you customise your cover or change your occupation, so take a look at the PDS for more information.