Can I buy a house with my superannuation?

The only people who can use their super to help buy a house are first home buyers saving for a home deposit. Under the federal government’s First Home Super Saver Scheme, first home buyers can put in up to $15,000 a year ($30,000 in total) in voluntary contributions into their super. There are caps and exclusions that apply, so to learn more, head over to the ATO’s website.

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Suncorp super products are issued by Suncorp Portfolio Services Limited ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 (SPSL) as trustee of the Suncorp Master Trust ABN 98 350 952 022, RSE Fund Registration No. R1056655, which is a related body corporate of Suncorp Group Limited ABN 66 145 290 124. This is general information only and does not take into account your personal objectives, financial situation or needs. Before making a decision whether to acquire or continue to hold a Suncorp super product, you should read the relevant Suncorp super disclosure documents, including the product disclosure statement and product guide for the product. The different entities of the Suncorp Group are not responsible for, or liable in respect of, products and services provided by other Suncorp Group entities. Suncorp super products are not bank deposits or other bank liabilities and are subject to investment risk including possible delays in repayment and loss of the interest and principal invested.

SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311800) (SuperRatings) does not issue, sell, guarantee or underwrite Suncorp Everyday Super. Go to www.superratings.com.au for details of its ratings criteria.