Can I use a Transition to Retirement (TTR) strategy to work less hours?

A TTR can help you cut back on the number of hours you work by topping up your income from your super, but only when you reach ‘preservation age’ or qualify for a ‘condition of release’ to access your super.

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Suncorp super products and this information are issued by SPSL Limited ABN 61 063 427 958 AFSL 237905 RSE licence number L0002059 (the Trustee), trustee for the SPSL Master Trust ABN 98 350 952 022, RSE Fund Registration No. R1056655 (the Fund). The Trustee is wholly owned by LGIAsuper Trustee as trustee for LGIAsuper (LGIAsuper) and is not part of the Suncorp Group. The Trustee uses the ‘Suncorp’ brand under licence. Suncorp super products are not bank deposits or bank liabilities and are subject to investment risk, including loss of the interest and principal invested. The obligations of the Trustee aren't guaranteed by any company within the Suncorp Group or the LGIAsuper Group, nor does either Group guarantee the performance of Suncorp super products.

This website only contains general information and general advice and doesn’t take into account any person’s personal objectives, financial situation or needs. Before acting on any advice on this site, you should consider the appropriateness of the advice to your personal objectives, financial situation and needs. Before making any decision to acquire a Suncorp super product, you should consider whether the information and advice is appropriate for you and read the Product Disclosure Statement (PDS) (and material incorporated by reference) available here and/or or speak to your financial adviser; and the target market for the product, which is detailed in its Target Market Determination available here.

SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311800) (SuperRatings) does not issue, sell, guarantee or underwrite any Suncorp super products. Go to superratings.com.au for details of its ratings criteria.