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  • How does a Transition to Retirement (TTR) strategy work?

How does a Transition to Retirement (TTR) strategy work?

A TTR strategy can allow you to cut back on work hours by supplementing your income from your super. When you reach your ‘preservation age’, you can open a pension account which will pay you a limited income stream. 

Your regular super account will still continue to grow from your employer’s contributions, any salary sacrificing you do and any personal contributions you make, but you’ll also have your pension account to top up your income. 

If you want to learn more, take a look at our Transition to Retirement page.

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Suncorp Super products and this information are issued by SPSL Limited ABN 61 063 427 958 AFSL 237905 RSE licence number L0002059 (the Trustee), trustee for the SPSL Master Trust ABN 98 350 952 022, RSE Fund Registration No. R1056655 (the Fund). The Trustee is wholly owned by LGIAsuper Trustee as trustee for LGIAsuper (LGIAsuper) and is not part of the Suncorp Group. The Trustee uses the ‘Suncorp’ brand under licence. Suncorp Super products are not bank deposits or bank liabilities and are subject to investment risk, including loss of the interest and principal invested.  The obligations of the Trustee aren't guaranteed by any company within the Suncorp Group or the LGIAsuper Group, nor do either Group guarantee the performance of Suncorp Super products.

This is general advice only and doesn’t take into account your personal objectives, financial situation or needs. Before acting on any advice in this document, you should consider the appropriateness of the advice to your personal objectives, financial situation and needs. Before making any decision to acquire a Suncorp Super product, you should consider whether this information is appropriate for you and read the relevant disclosure documents, including the PDS, available at suncorp.com.au/super/, or speak to your financial adviser.

SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311800) (SuperRatings) does not issue, sell, guarantee or underwrite Suncorp Everyday Super. Go to http://www.superratings.com.au for details of its ratings criteria.