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Is a pension the same as an annuity?
Pensions and annuities are two different kinds of retirement incomes.
An annuity is an investment that provides you with a series of regular payments, either for a chosen term or for your lifetime, in return for a lump-sum investment. It can be used with other retirement investments, like account-based pensions, to set you up with an income stream that could, depending on the type of annuity, last throughout your retirement.
It’s recommended you speak with a financial adviser before you make any decisions.