Suncorp Everyday Super®

Set up your super with a trusted Australian financial institution and know that you’re in safe hands.

Open now

Why choose Everyday Super?

For a simple online super account with investment and insurance options that can automatically adjust to reflect your changing needs, consider Everyday Super.

Fees and Costs

Your super is your money, so there’s zero commissions.

Flexible investment options

Investment options that automatically adjust to suit your age.

Online & mobile access

Manage your super 24/7 by logging into your online account from wherever you are.

What are the fees?

The table below gives a summary of some fees and costs for a Everyday Super account. Not all fees may be included.

Type of fee

Amount

How and when paid

Administration fees1, 2

$1.76 per week

+

0.76% pa (nil for Suncorp Cash Fund)

$1.76 per week is charged as a monthly fee of $7.65

+ 0.76% pa on your balance calculated on the average value of your account balance for the month.

These fees will be deducted by withdrawing units from your account on or around the last day of the month.

Investment fee1

Ranges from 0.16% pa to 0.71% pa depending on the investment option(s) you’ve chosen.

0.21% pa for the Suncorp Lifestage Fund

This fee is included in the daily unit price calculation for each investment option.

Buy-sell spread

Up to +/- 0.21% depending on the investment option(s) you choose.

Reflected in the buy and sell unit price of each investment option.

Investment Switching fee

$0

No fees

Exit fee

$0

No fees

Note: Other fees and costs may apply to your account.

How has this fund performed?

If you don’t want to choose your investment options and just want to leave it to the experts, we will do all the work for you. We will automatically invest your money in an investment strategy based on your age and automatically adjust the investments as you get older.  Suncorp Everyday Super has been a strong investment performer across each lifestage segment. Our investment strategy allocates a diversified investment mix based on age and automatically change your investment mix over time to suit your changing needs and risk appetite.

This means that when you're younger we put more of your money towards growth investments, like shares and property, then as you get older, we allocate more to income investments, which have lower risk and suit shorter timeframes.

Compare the performance of our investment options.

Insurance

With Everyday Super you automatically3 get Suncorp Lifestages insurance cover without the inconvenience of medical checks, which includes Life and Total and Permanent Disability (TPD) cover to an amount between $25,000 and $250,0004.

How does Suncorp Lifestages insurance cover work?

Your Suncorp Lifestages insurance cover will be tailored as allocated according to your age. We’ll automatically adjust your amount of insurance cover (i.e. the size of the payment you or your beneficiary would receive) as you get older to help cover the typical debt levels of someone your age and as you move towards retirement. 

Insurance Cover vs Current Age graph

The insurance fees for Suncorp Lifestages insurance cover could be as little as $1.83 a month5 or up to $113.54 a month6 for Life and TPD cover, depending on your circumstances. 

Find and combine your super

It’s quick and easy to find your super. Use our online Search and Combine tool to search the ATO and other super funds and find all of your super accounts. You can then choose which accounts you’d like to consolidate with Suncorp. It’s all done online, no paperwork required, and only takes a few minutes.

Step 1

Login to your online account

Login
Step 2

Search

Under the 'Grow my Super' Tab, select the 'Search & Combine' option, then enter your Tax File Number. By using our tool, you are providing your consent to transfer any ATO held monies to your Suncorp super account found during the search.

Step 3

See your results

Answer your security questions then click 'Submit' to see your results.

Icon-Sun self-service step 4

Consolidate

Choose which other super fund monies you’d like to consolidate and you’re done!

Not a Suncorp super member?

Explore account options and join in a few easy steps. Alternatively, register with myGov to find and manage your super using the ATO’s online services.

Before you consolidate your super, you should check with your other super funds about any exit fees or loss of insurance or other benefits. If you’re unsure that consolidating your super is the right thing for you, speak to a financial adviser.

Ready to become a member?

Our friendly team of consultants are here to help.

 

Open an account online

 

Meet a financial adviser

Book an obligation-free first appointment

 

Call us

Mon-Fri 8am-6pm (AEST)

Things you should know

1 We receive a tax deduction for expenses related to administration and investment fees. As a result, the actual administration and investment fees you pay in Everyday Super will be reduced by up to 15%.

2 The percentage administration and investment fees have been rounded to 2 decimal places.

3 Members with occupations determined by us as hazardous are ineligible. If you have a 'pre-existing condition+' it may exclude you from being eligible for an insurance payout.

4 Level of Life and TPD cover will be based on your occupation, duties and average hours worked.

5 For a 15-19 year old female working in an office (white collar) with $75,000 of Life and TPD cover.

6 For a 60-64 year old male working in heavy manual work (heavy blue collar) with $50,000 of Life and TPD cover.