Before you get started

We want you to apply for the product that is right for you. Please take a moment to read the points below and confirm Brighter Super is what you are looking for.

I would like to:

  1. Save for my retirement by either transferring money from another super account, making my own super contributions, or by having my employer make contributions for me.
  2. Have a simple online super account that can help me grow my savings, then have the option to convert those savings into a regular income stream as I transition to, or journey through, retirement.

I want:

  • To set my account up myself. Alternatively I want my financial adviser to set up my account, as part of my personal financial advice plan.
  • A transparent fee structure based on my account balance and investment options.
  • To have a wide range of investment options to choose from, including the Lifestage option that automatically adjusts to suit my age.
  • To apply for a level of Life, Total and Permanent Disablement insurance and Income Protection insurance cover to suit my needs.
  • To view my account online via desktop or mobile, with the ability to transact and make changes to investments or insurance, check account balance and access statements (or receive paper correspondence if I request it). 

I do not want:

  • A fully self-managed super fund (including fund administration).


Click here for the important terms and conditions which apply to your use of this website.

Read the Brighter Super Personal and Pension Product Disclosure Statement, Product Guide and Target Market Determination here