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Buying a home
How Mobile Lenders can help you buy a home or refinance
May 12, 2021
If you’re considering applying for a home loan in the near future but want an expert to guide you through the process, there’s a surprisingly easy solution. Suncorp mobile lenders combine lending expertise with tailored advice to make applying for a mortgage simpler and more convenient. Better yet, they can meet at a time and place that’s convenient for you.
Finding free time between researching properties and organising inspections on top of everyday life can be tough to manage. Our mobile lenders can help make applying for a home loan simpler by learning your needs and requirements from the outset, an important step in the creation of achievable home loan goals. This can include important details like your budget, what your borrowing capacity might be and the overall cost of property ownership so you’re more prepared when applying for a mortgage.
How a Mobile Lender can help
What is a mobile lender?
A mobile lender is really a personalised banking specialist. We look to provide a tailored solution for each customer. We really try to support and provide direction for our customers looking to set up, buy and refinance homes.
When do I need one?
Typically, whether you are buying your first home, looking to upgrade or trying to get a better deal on your existing home loan, you may need a mobile banker. We can help you calculate your borrowing capacity and negotiate your loan with the bank. We really are a great source of information, especially around the home-buying process.
What are common questions people ask you?
Some of the most common questions I get asked would be: What is my borrowing capacity? How long does a pre-approval last for? What is my interest rate? Can I pay weekly/fortnightly payments? And of course, we can provide answers to all of these.
What can a mobile lender do for you?
So, when we meet, based on the information you give us, we generally will be able to assess you for a loan on the spot. In some cases, your application may need to be sent to the Banking Credit department for approval. In every situation, we can discuss your personal situation and look at your options and what works for you.
When and where can I meet a mobile lender?
Mobile lenders a really flexible. We can meet up anywhere from a coffee shop to after hours at your home or your local Suncorp branch. It’s up to you. Just call, and we’ll be there.
Mobile Lenders are free to meet and all advice is obligation-free. Take the stress off your shoulders and free up some time by organising a meeting with a Mobile Lender.
After you make an appointment, your mobile lender will get in touch at least one day before your meeting to let you know what paperwork to prepare.
Typically you’ll need proof-of-income documentation such as payslips, any current loan statements, bank statements, and your ID. They’ll also need details of what assets and liabilities you might have to ensure your home loan application goes as smoothly as possible.
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100% obligation-free advice
Our experienced home lending team are happy to answer all your lending questions. We’ll reply within two hours or by the next business day.
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Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.
