MyStyle Life Insurance

Suncorp has been protecting lives in Australia and New Zealand since 1833
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MyStyle at a glance

Mix and match Death Cover, Income Protection & Serious Illness Cover in one simple policy

Choose the features that matter to you

Our most comprehensive cover – with more features than our individual Life Protect and Income Protection products

Level premiums – premiums that won’t increase each year until you reach the age of 70

Why MyStyle Insurance

Bundle Death Cover, Income Protection & Serious Illness Cover in one simple, easy to manage policy

Everyone’s situation is unique but one thing remains the same – we all want to protect our loved ones. With MyStyle, you choose features like cover and monthly payment amount, maximum payment periods and non-payment periods to suit you.

Manage your insurance premiums easily with MyStyle. Your premium will not go up as a result of your age until your 70th birthday. We also provide a multi-cover discount if you select both death cover and income protection cover. Plus, if you require a high level of death cover (over $500,000), we’ll give you a large-sum insured discount, depending on the level of cover you choose.

Innovation

Suncorp MyStyle Life Insurance
awarded 1st place for innovation

What's included?

Bundle multiple benefits for added protection.

Income Protection Cover

Cover if you become terminally ill or injured plus an option to include a redundancy benefit.

Cover up to 75% of your income (maximum monthly payment of $20,000)

If you are working more than 20 hours per week and become ill or injured, with no restrictions on how payment is spent. Calculate how much you need.

Cover for if you're working and if you're not

As well as offering cover for those working, we also cover those currently not working or who work less than 20 hours a week up to a maximum of $5,000 per month.

Cover up to the age of 70

We provide income protection cover up to the age of 70, unless cover stops earlier.

Choose your own non-payment period

Choose between a 30 or 90 day non-payment period (also known as a waiting period) to suit you.

Choose maximum payment period

Choose to get paid out for up to 1 year, 5 years or up to age 70. The maximum payment period available to you will depend on your occupation. If you select the period of 5 years or up to age 70, any claim as a result of mental illness will be limited to a maximum payment period of 2 years.

Optional Redundancy Benefit

If you are working more than 20 hours per week and take out Income Protection cover, you also have the option to add redundancy cover for up to 75% of your income from $1,000 to $4,000 per month, which could help protect your lifestyle whilst you are looking for work.

Find out more about the redundancy benefit in the Product Disclosure Statement.

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MyStyle - Income Protection Cover

Death Cover

Also known as Life Insurance

Cover for you if you become terminally ill or if you are no longer around, to help your loved ones financially.

Maximum cover amount from $50,000 to $2 million

You can choose a cover amount from $50,000 all the way up to $2 million.

Choose up to 5 beneficiaries

These are the people who you can choose to receive your death benefit if you die.

Early payment of benefit for terminal illness

If you are diagnosed with a Terminal Illness in accordance with the terms of the policy, we will advance your full death benefit, helping you to arrange your financial affairs.

Life time cover

We don’t think it’s fair to impose an age limit on your policy. Instead of your policy expiring on your 99th birthday as is generally the case with most life insurance products, Death cover under MyStyle Life Insurance will cover you until you die, no matter which age you reach.

Serious Illness Cover

Also known as Trauma Cover

Cover for you if you are diagnosed as terminally ill or suffer one of the Serious Illness listed conditions.

Up to $350,000

Choose a cover amount ranging from $25,000 all the way up to $350,000 for a listed condition or upon death.

Cover until age 70

Unless stopped earlier, you are covered for Serious Illness until your 70th birthday.

Over a dozen conditions covered

Including cancer, heart attack, stroke, coronary bypass, Parkinson's disease and Alzheimer's disaese. View full list in the Product Disclosure Statement

Large Sum Insured Discount

Save 5% when you take out $300,000 or more in Serious Illness Cover.

Plus all of the following benefits also apply

We’ll make a $10,000 payment to your nominated beneficiaries or your estate if you die. This can be used to assist with the cost of funeral or other expenses and is usually paid within 2 business days of receiving the necessary claim requirements.

Find out more about our promise benefit

Your premium will not go up as a result of your age until your 70th birthday.
We also provide a multi-benefit discount if you select both death cover and income protection cover.
Plus, if you require a high level of death cover (over $500,000), we’ll give you a large-sum insured discount, depending on the level of cover you choose.

Apply and get immediate cover. All you need to do is answer some simple health and lifestyle questions to help us get to know you better.

Simply call us on 1800 455 389 and we will then send you a claim pack with full details of the documents we require. We'll also work with you and your treating doctor to get you back on your feet faster.

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Suncorp MyStyle Life Insurance Product Disclosure Statement (PDS) or see all other documents.

How do I get started?

We offer you two easy ways to get a quote

I know what cover I need

Get a quick quote now

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I'm not sure

Our easy to use life insurance calculator can give you an estimate on the amount of death and income protection cover you may need.

Cover calculator

Need to talk?

Our friendly team of insurance specialists at our Australian based call centre can answer all your questions. Alternatively, if you feel your financial requirements are more complex and you require financial advice, you can turn to a Suncorp Financial Planner for help in assessing your risk and working out the cover that could meet your needs.

Phone

Monday to Friday 8am to 8pm AEST

Call 13 11 55

Email

Send us an email and one of our Consultants will respond to your enquiry

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Financial Planner

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