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Home Insurance

  • Lifetime guarantee on repairs we authorise and arrange
  • 3 levels of Home Insurance to cover all your needs
  • Get up to $100 off home insurance quotes online
Rating: 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)

Explore our Home Insurance products to find the one that’s right for you


Suncorp Insurance has protected Australian family homes for more than a century. Our Home Insurance covers you for loss or damage to your property and its contents from an insured event, such as flooding* or fire. By knowing what kinds of Home Insurance we offer, you’re able to get a Home Insurance quote for the level of cover that best meets your needs.

Home & Contents Insurance

$100 OFF when you buy online

Great for: OWNER OCCUPIERS

We know it’s important to protect the things that really matter in life, which is why you can rest assured with our 3 levels of Home and Contents Insurance.

You’re covered for:

  • Floods*, storms, fire and theft
  • Loss or damage to your home and its contents from insured events
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Injury to pet dogs and cats (an optional addition)

Home Building Insurance

$50 OFF when you buy online

Great for: OWNER OCCUPIERS

We’ll help protect one of your most important assets by covering your home, garages, and sheds.

 

You’re covered for:

  • Floods*, storms, fire, and theft
  • Loss or damage to your garage, shed, and permanently attached fixtures, like solar panels
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Loss or damage to your tennis court, fixed swimming pools, or spa.

Contents Only Insurance

$50 OFF when you buy online

Great for: RENTERS OWNERS OF AN APARTMENT UNIT

Replacing your home’s contents can really add up. Let us help you make sure the things that make your house a home are covered.

You’re covered for:

  • New for old replacement and 24/7 online claims
  • Loss or damage to your home contents from insured events like floods*, storms, fires, and theft
  • Injury to your pet dogs and cats (an optional addition)
  • Personal and portable valuables like bikes and laptops, anywhere in Australia and New Zealand (an optional addition with varying limits).

Landlord Insurance

$50 OFF when you buy online

Great for: INVESTORS LANDLORDS

We understand that sometimes as a landlord, things can feel out of your control. It’s ok – we’re here to help.

You’re covered for:

  • Loss or damage to your investment property from insured events
  • Loss of rent if your tenant fails to pay, limits and conditions apply
  • Damage caused by flood*, storms, fires, and theft
  • Loss of rent if your tenant can’t live at your property due to damage, limits and conditions apply.

Strata Insurance

Great for: INVESTORS LANDLORDS Community title homes

When you own a home that shares common property, things can get complicated. We make it simple with our Strata Insurance.

You’re covered for:

  • Loss or damage to its common areas, like garages, driveways, and swimming pools
  • Legal liability to pay compensation for death, illness, or bodily injury
  • Loss of rent if your tenant can’t live in your unit due to damage, limits and conditions apply.

Ways to save on your Insurance premium

If it’s important to you, it matters to us, and we know making great savings on your insurance is one of those things.

Save your stuff on Trōv because it pays to back up your stuff

Trōv Protection is an on-demand insurance app that gives you the convenience of being able insure just the things you want, exactly when you want, and all through your smartphone.

Learn more

How much cover do you need?

Not sure how much to insure your home or contents for? Estimate the cost of replacing them now to help set your sum insured with confidence.

Contents Calculator

Building Calculator

Frequestly asked questions