What is a No Claim Bonus?
A No Claim Bonus (NCB) is a discount off your comprehensive premium as a reward for your good driving and insurance history. Your NCB will increase (up to the maximum) on renewal if you haven’t made a claim that impacts your NCB before we calculate your renewal offer. NCB is determined using the status of claim(s) on your policy when we calculate your renewal premium. Your NCB is shown on your certificate of insurance. For more details, please refer to the Additional Information Guide (AIG).