For insurance purposes, your contents are households items that:

• you own or are responsible for,
• aren’t part of the building, and
• you use mainly for domestic purposes.

So if it’s yours, it’s not for work and you’d likely take it with you when you move, it probably counts as contents. This can include furniture, appliances, clothing — all sorts of things. It can also include portable items like your smartphone or tablet, if you take up the optional portable valuables cover.

There are some limitations and exceptions, so make sure you check out the PDS for the full details.