Suncorp Insurance covers loss or damage to your home and/or contents caused by storms, which includes cyclones. The cover also extends to cover loss or damage caused by storm surge if it occurs at the same time as other insured damage at your insured address to your home and/or contents caused by storms, which includes cyclones. However there are also a number of exclusions and other conditions that attach to this cover. Please read the Product Disclosure Statement (PDS) for full details.