Will my car insurance policy cover my child restraints/car seats/booster seats?
If your car is damaged in an accident, and we agree to repair or replace it under your Comprehensive Car Insurance policy, your car’s accessories are included. This coverage would extend to replacing car seats and booster seats.
You’re not required to list specific accessories on your policy, as long as they’re included in your amount covered (i.e. the amount listed on your certificate of insurance as being the total value of your car, including its accessories, and the maximum amount we’ll pay in the event of loss or damage).