When used in relation to your car, it is the maximum amount we will pay for loss or damage to your car caused by an incident less any deductions that apply, unless we say otherwise in your policy. It includes the value of any accessories or modifications. The amount covered includes GST.

For Comprehensive cover, your amount covered will be shown on your certificate of insurance.

For Fire, Theft & Third Party Property Damage cover, your amount covered will be the market value of your car or the limit shown on your certificate of insurance, whichever is less.