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Take advantage of our lowest interest rate on purchases and our lowest annual fee – all in one great card.

12.74% p.a.

Standard Interest Rate

  • Annual fee
    $55
  • Credit limit
    $2000  - $20,000
  • Cashback
    10% cashback on Eligible Purchases made by both the Primary or Additional Cardholders in the first 6 months (up to $150)1

Balance transfer offers

Low Rate Credit Card

0%* p.a for 14 months

(Reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.)

Earn reward points plus a range of complimentary benefits.

20.50% p.a.

Standard Interest Rate

  • Annual fee
    $120
  • Credit limit
    $5000  - $25,000
  • Interest free period
    Up to 55 days interest free on retail purchases2

  • Rewards
    Earn 1 Reward point per dollar spent (up to $1,500 or half point per dollar thereafter)3

Maximise your reward earnings and enjoy premium benefits.

20.74% p.a.

Standard Interest Rate

  • Annual fee
    $129
  • Credit limit
    $6000  - $30,000
  • Interest free period
    Up to 55 days interest free on retail purchases2
    (not available if you take out a balance transfer)

  • Rewards
    Earn 1.25 Reward points per dollar spent
    Upgrade to our Qantas Frequent Flyer option3
    Receive up to 60,000 Bonus Reward Points when you spend $1,500 each month for six months from card approval4

Balance transfer offers

Platinum Credit Card

0%# p.a for 18 months

(Reverts to cash advance rate. Note that no interest free days apply to retail purchases while you have a balance transfer.)