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Personal Loan Repayment Calculator

Estimate how much your loan repayments might be based on the amount you’d like to borrow. 

Secured vs Unsecured Loans

  • Secured Loans are available if you’re buying a car that is 7 years old or less. Suncorp Bank will use your car as security for the loan, which means we can offer you a lower interest rate.
  • Unsecured Loans are available if you’re buying a car that does not fit the Secured Loan description or if you are borrowing for another purpose.

Variable vs Fixed Interest Rates

  • A Variable Interest Rate ‘varies’ in line with market conditions.
  • A Fixed Interest Rate locks you into your interest rate and repayment amount.

Minimum $5000, no special characters

Enter an amount between 1 and 7, using only numbers

Your Repayments

Minimum monthly repayment 


interest rate

comparison rate

* Rates effective 28 September 2020, and subject to change at any time.

^ Comparison rate is based on $30,000 loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 Where a loan has a fixed rate component, an early fee applies if you repay your loan within 12 months of settlement and the term of the loan exceeds 12 months.

The calculations provided are estimates only and are based on the information entered into the calculator by the user. The resulting calculations do not constitute a loan application or variation to an existing Suncorp Bank facility, loan offer or loan approval. This calculation includes an establishment fee of $175 and monthly account keeping fee of $5. Other fees may apply.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and Terms and Conditions before making a decision regarding a Suncorp Banking product. Fees, charges, terms and conditions apply and are available on request or at Product Information Documents and Forms page.

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