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Lump Sum Repayment Calculator

Calculate how a lump sum payment could reduce your home loan repayments and the duration of your loan.

If you've got access to a lump sum payment you might be tempted to splurge on a holiday or new car, another option is for you to use this as a lump sum payment towards your home loan.

If your loan has the flexibility to allow increased regular repayments and lump sum repayments without incurring additional fees or charges, take advantage of it whenever you can.

You can also use an offset account or extra repayments to help pay off your loan soon.

Use our calculator to see how you could save by using these options.

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice, 7 days a week

Our experienced home lending team are happy to answer all your questions, 7 days a week. They'll call you within 24 hours to discuss your home lending needs.

For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus terms and conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product. Contact us on 13 11 55 for a copy