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Fixed Rate Personal Loan

An unsecured personal loan with fixed repayments for the life of your loan.

Current interest rates

Why choose our Fixed Rate Personal Loan?

Whether you are borrowing for a boat, a caravan, holidays, something for your home, or just something for you, our Fixed Rate Personal Loan can make it possible. Fixed interest rate repayments make it easy to budget for your purchase plus we include all the flexibility you need. Select the loan term that suits you and make extra payments when you choose!

Key features

  • Lock in your rate & repayment amounts for the life of your loan
  • Next working day conditional approval on most applications
  • Low $175 establishment fee
  • Low $5 monthly account keeping fee
  • Minimum loan amount of $5,000

With so much flexibility

  • Choose weekly, fortnightly, or monthly repayments
  • Repay your loan over 1 – 7 years
  • Make extra repayments at no extra charge
  • Option to set up automatic or direct salary transfers for simple, convenient repayments

If you are considering refinancing an existing personal loan from another institution, we can help you do this too. Simply apply online or contact us on 13 11 55.

Personal loan repayment calculator

Calculate your repayments

Looking for a car loan?

Use your car as security against your loan and take advantage of lower interest rates with our Secured Car Loan.

Ready to apply?

Call us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm


Visit us

Complete an
application online

1. An early payout fee applies if you repay your loan within 12 months of settlement and the term of the loan exceeds 12 months.

* The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rate is based on a $30,000 loan over 5 years.

^ Rates effective 26 July 2018.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and Terms and Conditions before making a decision regarding a Suncorp Banking product. Fees, charges, terms and conditions apply and are available on request or at Product Information Documents and Forms page.

In order to take out a loan with us you are not required to take out this insurance, however, for your convenience, we will provide further information on this insurance during your personal loan application process.

The Personal Property Securities Register

The Personal Property Securities Register (PPSR) is a national online register that can provide information to help protect consumers when they are buying personal property such as cars, boats or artworks (not including land or buildings). If you are buying a car privately you should conduct a search and check that there is no money owing on the car.

Next Day Working Conditional Approval

Provided the information you supplied in your application is correct and you can prove that to us.

Fixed Rate

Lock in your interest rate and repayment amount

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.