You can upload your documents online
Apply online and get a first stage outcome in 15 minutes
You can repay your loan after 12 months without penalty
You won’t be charged for extra repayments
Whether you’re borrowing for a boat, a caravan, a holiday, something for your home, or just something for you, our Fixed Rate Personal Loan can help make it possible. Fixed repayments make it easy to budget for your purchase, plus we include all the flexibility you need. Select the loan term that suits you and make extra payments when you choose!
To close your personal loan account, the correct payout amount must be paid into the account
If you are paying out a Secured Car Loan, once the correct amount has been paid into the account and the account has closed the charge over the vehicle will be released
* If you have opted in for Consumer Credit Insurance at the time of obtaining your personal loan and you choose to pay out your personal loan early, you may be eligible for an insurance rebate. This is only applicable for insurance premiums which have been capitalised onto the amount borrowed.
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* Rates effective 18 March 2019 and subject to change at any time. The rate quote is for an unsecured fixed rate loan.
^ Comparison rate is based on $30,000 loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
1 Where a loan has a fixed rate component, an early fee applies if you repay your loan within 12 months of settlement and the term of the loan exceeds 12 months.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and Terms and Conditions before making a decision regarding a Suncorp Banking product. Fees, charges, terms and conditions apply and are available on request or at Product Information Documents and Forms page.
The Personal Property Securities Register
The Personal Property Securities Register (PPSR) is a national online register that can provide information to help protect consumers when they are buying personal property such as cars, boats or artworks (not including land or buildings). If you are buying a car privately you should conduct a search and check that there is no money owing on the car.
Next Day Working Conditional Approval
Provided the information you supplied in your application is correct and you can prove that to us.
Lock in your interest rate and repayment amount
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.