Things you should know

Banking and home loans products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

*Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 6.18% p.a.) is calculated by subtracting a discount of 2.47% from the Standard Back to Basics Variable Rate (currently 8.65% p.a.). Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. The discounted rate is available on eligible loans applied for from 19 January 2024.

# COMPARISON RATE:
A comparison rate is a rate that indicates the true cost of a loan. This comparison rate is based on $150,000 over a term of 25 years and incorporates certain fees and charges that are applicable for the chosen product.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

+ The features and fees listed on this page apply to the following accounts: Everyday Options Account, Carbon Insights Account and Everyday Essentials Account. Other Suncorp accounts, including those account types which are no longer for sale, may have different fees and features to the accounts shown here. Please contact us or check the relevant Schedule of Fees & Charges for more information.

1. Suncorp Clear Options Standard Credit Card Introductory offer of 0% p.a. for 20 months on balance transfers applies.  Your total Balance Transfers may not exceed 80% of your Credit Limit. The 0% p.a. interest rate will apply to balances transferred with this offer, and the balance transfer fee, for a period of 20 months. The 20 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within the first 3 months from approval to receive this offer. The balance transfer fee is 1% of the balance transferred and will be debited to your account on the day or the day after your balance transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance, and balance transfer fee, will revert to the applicable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs. This offer is valid until 28 August 2024. Post this advertised date, NAB reserves the right to continue, withdraw or change the offer at any time without notice.

This offer is not available when closing or transferring from another Suncorp branded credit card account or in conjunction with any other Suncorp branded credit card offer.