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Pay off your Home Loan Sooner

With Suncorp Home Loans, you can get Suncorp Benefits for discounts with Australia’s leading retailers like Coles, Woolworths and Caltex Woolworths and use the dollars you save on your shopping to help pay off your home loan.

Home Loan Savings Calculator

Estimate how much you could save and how making additional repayments on your mortgage could help you own your home sooner.

Read important information on the calculator.

What discounts are available with Suncorp Benefits?

Find ways to save on everything from your grocery, fuel and clothing to travel, sports and entertainment.

Choose an eGift card via the Suncorp App to access discounts of up to 15% from over 100 retailers so you can save when you shop.

Suncorp Benefits are easy to use

It couldn’t be easier to start saving with Suncorp Benefits. In just a few clicks you’ll have an eGift card to pay for your grocery shopping at a discounted rate. It’s so simple, there’s no need to plan ahead. In the time it takes for your groceries to be scanned at the checkout, you can buy your voucher and use

Get started with Suncorp Benefits

Want to find out more?

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Make an informed decision

Here's more information on Suncorp Home loans to help you make an informed decision.

The default spending figures refer to Family Households and Broad Expenditure Groups from ABS Household Expenditure data 15/16. Spending figures can be adjusted.

Suncorp Benefits may not be available or fully available over the term of the loan.

Suncorp Benefits is available through the Suncorp App and One Suncorp Portal for eligible customers.

The additional repayment calculation requires immediate payment of savings from using Suncorp Benefits to the home loan consistently over the term of the loan.

Source: Canstar Blue & ABS – 15/16: Couple with 1 child aged 5-14

Interest only repayments subject to credit approval. Before choosing an interest-only repayment option, it's important you understand the potential risks associated with this product feature. As the name suggests, interest-only repayments means you'll repay the interest charges but you are not required to repay the principal during the interest-only period. Since repayments to reduce the principal are not being made during the interest-only period, the full loan amount will still be due at the end of the interest-only period. You will pay more in interest than if you made principal and interest repayments.

Home Package Plus discount are applied for as long as the home remains part of the Home Package Plus. Interest rates and discounts are subject to change without notice. Discounts margins may be withdrawn at any time before a contract is entered into. Discounts are applied to the applicable Standard Interest Rate at the day Settlement. Loan to Value Ratio (LVR) limits are inclusive of Lenders Mortgage Insurance (LMI) where applicable. Loans with LVR limits of 90% to ≤95% are only available with a repayment type of principal and interest. A repayment type of interest only is available on loans with an LVR limit < 90%.

# Each comparison rate is based on $150,000 over 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document for Suncorp Bank Personal Deposit Accounts and the Terms and Conditions for Suncorp Accounts before making a decision regarding a Suncorp Bank transaction account. Fees, charges, terms and conditions apply and are available on request or on our Documents and Forms page.  

Suncorp Benefits is operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873, available to eligible Suncorp Network brand customers. Use of Suncorp Benefits is subject to its Terms and Conditions and the operator's Privacy Policy. Apple, iPhone and App Store are trademarks of Apple Inc. registered in the U.S., and other countries and regions. Google Play and the Google Play logo are trademarks of Google Inc.

If you cannot see all of your Suncorp Benefits activity please ensure you link ALL of your Suncorp products in the Suncorp app.