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Pay off your Home Loan Sooner

As a Suncorp Home Loans customer, you can take advantage of Suncorp Benefits, which provides discounts with Australia’s leading retailers like Woolworths and Caltex Woolworths. Then use the dollars you save on your shopping to help pay off your home loan sooner.

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Home Loan Savings Calculator

Estimate how much you could save and how making additional repayments on your mortgage could help you own your home sooner.

Read important information on the calculator.

What discounts are available with Suncorp Benefits?

Find ways to save on everything from your grocery, fuel and clothing to travel, sports and entertainment.

Choose an eGift card via the Suncorp App to access discounts of up to 15% from major retailers so you can save when you shop.

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Suncorp Benefits are easy to use

It couldn’t be easier to start saving with Suncorp Benefits. In just a few clicks you’ll have an eGift card to pay for your grocery shopping at a discounted rate. It’s so simple, there’s no need to plan ahead. In the time it takes for your groceries to be scanned at the checkout, you can buy your voucher and get it ready to scan.

Get started with Suncorp Benefits

Eligibility criteria and limits apply

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced home lending team are happy to answer all your questions.
They'll call you within 24 hours to discuss your home lending needs.

If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-6pm (AEST)

The default spending figures refer to Family Households and Broad Expenditure Groups from ABS Household Expenditure data 15/16. Spending figures can be adjusted.

Suncorp Benefits may not be available or fully available over the term of the loan.

Suncorp Benefits is available through the Suncorp App and One Suncorp Portal for eligible customers.

The additional repayment calculation requires immediate payment of savings from using Suncorp Benefits to the home loan consistently over the term of the loan.

Source: Canstar Blue & ABS – 15/16: Couple with 1 child aged 5-14.

Interest only repayments subject to credit approval. Before choosing an interest-only repayment option, it's important you understand the potential risks associated with this product feature. As the name suggests, interest-only repayments means you'll repay the interest charges but you are not required to repay the principal during the interest-only period. Since repayments to reduce the principal are not being made during the interest-only period, the full loan amount will still be due at the end of the interest-only period. You will pay more in interest than if you made principal and interest repayments.

Loan to Value Ratio (“LVR”) limits are inclusive of Lenders Mortgage Insurance (LMI) where applicable.

^ Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Current standard fixed rates and discounts are subject to change without notice.

At expiry of the fixed rate period, the rate will revert to the applicable Standard Variable Interest Rate less any applicable margin discount specified in your credit contract. The Interest Only period on a Fixed Rate must equal the Fixed Rate term.

For a full list of rates with discount margins displayed, please view our Home Lending Interest Rate Guide.

Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.[DL3]

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding a Suncorp Bank transaction account. Fees, charges, terms and conditions apply and are available on request or on our Documents and Forms page.  

Suncorp Benefits is operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873, available to eligible Suncorp Network brand customers. Use of Suncorp Benefits is subject to its Terms and Conditions and the operator's Privacy Policy. Apple, iPhone and App Store are trademarks of Apple Inc. registered in the U.S., and other countries and regions. Google Play and the Google Play logo are trademarks of Google Inc.

If you cannot see all of your Suncorp Benefits activity please ensure you link ALL of your Suncorp products in the Suncorp app.