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Manage your home loan
It’s simple & convenient to manage your home loan with the following helpful information, tools & services.
Enquire onlineCheck interest rates
Or call us on 13 11 55 Mon - Fri 8am - 6pm (AEST)
Make your loan work for you
Home Loan Cashback1
Cashback could allow you to redraw funds from your extra repayments, giving you more freedom. Available by application and subject to conditions specified in the contract.
Increase your existing home loan
Planning a renovation? Looking to buy a car? With a Suncorp ‘Add’ loan you can increase your existing variable home loan to access additional funds. Have a fixed rate home loan? Then you can consider a home equity loan, which will provide the funds as a separate home loan account.
Save with mortgage offset2
If you have a Standard Variable home loan, you can choose to use the balance from a Suncorp Everyday Options account to offset against the remaining balance of your home loan.
‘Splitting’ your loan3
Choose to ‘split’ your loan with a loan with a choice of different home loan products.
Feel in control of your loan and repayments
Closing your home loan
Whether you’re selling your home, changing to another bank or paying out your loan – we can help. Follow our simple guide to help you through the process of closing your home loan.
Finishing a term on a fixed rate home loan
If you’ve fixed all or part of your home loan for a term and that term is about to expire, then it’s a great time to think about your next move with your home loan.
Home loan repayment tips
Handy tips on how you can knock years off your home loan.
Pay off your loan sooner with Suncorp Benefits savings
Estimate how much you could save with Suncorp Benefits and how making additional repayments on your home loan could help you own your home sooner.
Protecting & maintaining your home
Take advantage of our other products that could support you with your home, contents and other assets.
Get some quick answers
Yes. You can make additional repayments to your Standard Variable or Back to Basics Home Loan at any time.
If you have a Fixed Rate Home Loan, additional repayments of up to a maximum of $500 in excess of your monthly repayment can be made without incurring extra fees.
You can see the amount you’re required repay each period (weekly, fortnightly or monthly) for your home loan in Internet Banking.
If you have an existing Suncorp Bank Home or Personal Loan, your interest rate will be on your statement. Simply click on the account number in Internet Banking.
By setting your Everyday Options account to offset mode you can reduce the interest payable on your linked Standard Variable home loan.
The interest payable on your linked home loan is calculated on the balance owning, less the balance of your Everyday Options account and any Sub-accounts (excluding any flexiRates). You’ll pay less interest on your loan when you have money in your Everyday Options account in offset mode.
Put simply, the more money you're able to save, the less interest you'll end up paying on your home loan. For more information, please visit the Suncorp Offset page or contact us .
Chat to us today, we're here to help
1 You need to apply for Cashback which is available subject to conditions specified in the contract. Please read those conditions carefully. Available Cashback may exclude any recent cheque, direct debit or pay at post payments and external transfers cannot be performed using online Cashback. For some transactions, a Cashback fee may be charged with a rebate shown (if applicable).
2 A Mortgage Offset facility can be established by linking your Everyday Options account to the loan account and having it in offset mode. A Mortgage Offset Fee may apply to link the 100% Home Loan Offset facility to your home loan, which is waivered under the Home Package Plus. The Mortgage Offset fee is charged to your linked loan account.
3 A minimum amount for each split is $10,000. Additional charges may be incurred for additional loans, unless held in a Home Package Plus.
4 For Fixed Rate Home Loans, an Early Payment Interest Adjustment (EPIA) applies if more than the prepayment allowance (currently $500.00 per month) is paid in excess of the agreed monthly repayment. The EPIA also applies if the loan is repaid in full or the agreed fixed rate period is broken for any reason. EPIA applies to the whole amount prepaid. Find out more information on EPIA or ask in branch for our EPIA brochure.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.
