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Make your loan work for you
Home Loan Cashback1
Cashback could allow you to redraw funds from your extra repayments, giving you more freedom. Available by application and subject to conditions specified in the contract.
Increase your existing home loan
Planning a renovation? Looking to buy a car? With a Suncorp ‘Add’ loan you can increase your existing variable home loan to access additional funds. Have a fixed rate home loan? Then you can consider a home equity loan, which will provide the funds as a separate home loan account.
Save with mortgage offset2
If you have a Standard Variable home loan, you can choose to use the balance from a Suncorp Everyday Options account to offset against the remaining balance of your home loan.
‘Splitting’ your loan3
Choose to ‘split’ your loan with a loan with a choice of different home loan products.
Feel in control of your loan and repayments
Closing your home loan
Whether you’re selling your home, changing to another bank or paying out your loan – we can help. Follow our simple guide to help you through the process of closing your home loan.
Finishing a term on a fixed rate home loan
If you’ve fixed all or part of your home loan for a term and that term is about to expire, then it’s a great time to think about your next move with your home loan.
Home loan repayment tips
Handy tips on how you can knock years off your home loan.
Pay off your loan sooner with Suncorp Benefits savings
Estimate how much you could save with Suncorp Benefits and how making additional repayments on your home loan could help you own your home sooner.
Protecting & maintaining your home
Take advantage of our other products that could support you with your home, contents and other assets.
Get some quick answers
You can make additional repayments to your Standard Variable or Back to Basics Variable Home Loan at any time.
For Fixed Rate Home Loan, additional repayments of up to $500 in excess of your minimum monthly repayment are permitted. After that, an Early Payment Interest Adjustment Fee (EPIA) may apply.
For more information on fees, view the EPIA brochure.
You can see the amount you’re required repay each period (weekly, fortnightly or monthly) for your home loan in Internet Banking.
If you have an existing Suncorp Bank Home or Personal Loan, your interest rate will appear on your statement. If you have Internet Banking simply click on the account number to display a summary of the loan which will include the current interest rate.
Put simply, the more money you're able to save, the less interest you'll end up paying on your home loan. For more in-depth information, please visit the Suncorp Offset page.
Chat to us today, we're here to help
1 You need to apply for Cashback, which may be available subject to conditions specified in the contract. Please read these conditions carefully. Available Cashback may exclude any recent cheque, direct debit or pay at post payments and external transfers cannot be performed using online Cashback. Fixed Rate home loans are excluded from Cashback.
2 A Mortgage Offset facility can be established by linking your Everyday Options account to the loan account and having it in offset mode. A Mortgage Offset Fee may apply to link the 100% Home Loan Offset facility to your home loan, which is waivered under the Home Package Plus. The Mortgage Offset fee is charged to your linked loan account.
3 A minimum amount for each split is $10,000. Additional charges may be incurred for additional loans, unless held in a Home Package Plus.
4 For Fixed Rate Home Loans, an Early Payment Interest Adjustment (EPIA) applies if more than the prepayment allowance (currently $500.00 per month) is paid in excess of the agreed monthly repayment. The EPIA also applies if the loan is repaid in full or the agreed fixed rate period is broken for any reason. EPIA applies to the whole amount prepaid. Find out more information on EPIA or ask in branch for our EPIA brochure.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.