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Understanding what you can afford to buy

Whether you are buying your first home, apartment or looking to find an investment property, you need to understand what you will able to borrow with a loan, that won’t leave you ‘house poor’ or limit your lifestyle.

How big a mortgage can you afford?

Suncorp Mobile Lender, Dane Gaspar, talks about affordability and accurately calculating their expenses.

Calculating your borrowing capacity

Suncorp Mobile Lender, Dane Gaspar, explains how Suncorp Bank calculates how much you can borrow to buy a home.

What is LVR & LMI?

Government fees & other costs

Buying a property costs more than just the purchase price. When it comes to getting a home loan, government fees can be a factor in knowing how much to budget. It’s important to be aware of all the additional costs you’ll incur when buying a property – and budget for them accordingly before you sign a contract.

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Featured articles

What influences how much I can borrow?

If you’re in the market for a new home, at some point you’ll probably start wondering how much you can afford to spend. It’s a pretty important question, after all.

Figuring out the magic number will let you whittle down your list of potential properties, shaving off the luxury beachside mansions that definitely aren’t in your budget, as well as the “renovator’s delights” that you’d be better off avoiding if you can afford to.

Everything you need to know about the First Home Owners Grant in your state

Buying your first home is an exciting time, it's can also be an expensive one. Between home loans, stamp duty, inspections, and conveyancers, there's plenty to consider. Thankfully, there are several grants and reductions that apply to eligible first home buyers, all of which can help give you a helping hand. Here, we look at what each state offers in terms of a first time home buyers grant, so that when the time is right to buy, you'll know the help available to you.

What’s next in our Home Buying Guide?

Get pre-approval on a home loan

OR, go back to our Home Buying Guide overview

Need more help with home loans?

Get in contact with one of our Suncorp Bank Home Lending Specialists. They’re here to help answer your questions to keep you moving towards getting your home.

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The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

Any advice contained in this document has been prepared without taking into account your particular objectives, financial situation or needs.  For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product.  Contact us for a copy.