Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Planning

Understanding what you can afford to buy

Whether you are buying your first home, apartment or looking to find an investment property, you need to understand what you will able to borrow with a loan, that won’t leave you ‘house poor’ or limit your lifestyle.

How big a mortgage can you afford?

Suncorp Mobile Lender, Dane Gaspar, talks about affordability and accurately calculating their expenses.

Calculating your borrowing capacity

Suncorp Mobile Lender, Dane Gaspar, explains how Suncorp Bank calculates how much you can borrow to buy a home.

What is LVR & LMI?

Government fees & other costs

Buying a property costs more than just the purchase price. When it comes to getting a home loan, government fees can be a factor in knowing how much to budget. It’s important to be aware of all the additional costs you’ll incur when buying a property – and budget for them accordingly before you sign a contract.

Read more

What’s next in our Home Buying Guide?

Get pre-approval on a home loan

OR, go back to our Home Buying Guide overview

Need more help with home loans?

Get in contact with one of our Suncorp Bank Home Lending Specialists. They’re here to help answer your questions to keep you moving towards getting your home.

Meet a mobile lender

Have one of our Suncorp Bank mobile lenders come to you

Give us a call

Our Suncorp Bank team is available Mon-Fri 8:30am-8pm (AEST)

Let us call you back

Send Suncorp Bank your home loans query

Visit us

Discuss your home loan needs in person

The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

Any advice contained in this document has been prepared without taking into account your particular objectives, financial situation or needs.  For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product.  Contact us for a copy.