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OUR GUIDE TO BUYING A HOME

Getting ready to buy

You’re almost at the finish line, you’ve found the home and your offer was accepted, but there’s still a lot left to do before you can get those keys. Knowing the steps for getting ready to buy your new home, which could make all the difference.

Organise your paperwork

It’s about this stage in the journey of buying a home that you probably begin to feel a little like an accountant, sifting through last year’s tax receipts. Let’s not joke around – managing your paperwork is a job, but following these tips should save you some sanity, and maybe some money.

Preparation & the approval process

The list of tasks and requirements you need to understand and remember to secure your loan is not short. Keep track of where you’re at and know what documents and ID you need with this Suncorp Bank approval checklist.

Insights and guidance

Ask the expert: What to look for before making an offer

If you have fallen in love with a property, here are some of tips to help you get through what comes next.

Paying the deposit – when, why and how much?

It’s time to pay the deposit. Here are some commonly asked questions and tips to help get you through the process.

What is a pre-settlement inspection and why do I need to do it?

It’s tempting to grab the keys to your new home and run in the doors to claim it as your own, but there is one thing you must do first.

Behind the scenes: How the settlement process works

There is a lot more to buying a home than saving money for a deposit, making an offer then paying a mortgage. There are many steps you may not be aware of.

Formalise your home loan

Getting those keys now all comes down to formalising your home loan and signing that contract. To make sure all your hard work to get to this point doesn’t go to waste, here are some helpful steps to make sure you secure your new home.

How big a mortgage can you afford?

Suncorp Mobile Lender, Dane Gaspar, talks about affordability and accurately calculating their expenses.

Featured articles

What is the loan approval process and how long does it take?

If you’ve applied for a home loan, waiting for approval can be an anxiety-inducing process. However, knowing how the process works and what to expect can make things a little less stressful.

What happens once the loan is approved?

So you’ve found your perfect home and you think your house hunting days may be coming to an end. You’ve even spoken to your bank and gotten pre-approval, letting you make an offer. But what happens once your loan proceeds to final approval?

Explaining mortgage and conveyancing documents

The amount of forms and filing involved with purchasing property can be intimidating, especially if it’s your first time. But it’s vital to know what’s required, as a seemingly minor oversight can cause major headaches.

What’s next in our Home Buying Guide?

Moving In

OR, go back to our Home Buying Guide overview

Need more help with home loans?

Get in contact with one of our Suncorp Bank Home Lending Specialists. They’re here to help answer your questions to keep you moving towards getting your home.

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The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

Any advice contained in this document has been prepared without taking into account your particular objectives, financial situation or needs. For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product. Contact us for a copy.