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Our guide to buying a home

Planning

The decision to buy a home is one of the biggest you’re likely to ever make. Getting your planning right from the start, can help to save you more than just money in the end.

Know what you need for a deposit

The total deposit you will need to purchase a home, will be mostly dependent on the price of the property you want to buy, but often it’s the additional costs you need to factor in that could ultimately determine if you’ve saved enough.

Saving for a deposit

Learn more about our products for owner occupiers, like Suncorp Bank's Deposit KickStart and Low Deposit Option, plus the First Home Buyers Grant, that can help you with saving a home deposit.

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Tools to help budget & save

Suncorp Bank savings accounts

Reach your deposit goals sooner with one of our Suncorp Bank high interest flexiRates* accounts.

Understanding what you can afford to buy

Whether you are buying your first home, apartment or looking to find an investment property, you need to understand what you will able to borrow with a loan, that won’t leave you ‘house poor’ or limit your lifestyle.

Government fees & other costs

Buying a property costs more than just the purchase price. When it comes to getting a home loan, government fees can be a factor in knowing how much to budget. It’s important to be aware of all the additional costs you’ll incur when buying a property – and budget for them accordingly before you sign a contract.

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Tools to help you understand the cost

What is LVR & LMI?

What does your Money Profile say about your savings style?

Our quick and easy survey will help you to identify which Money Profile—Love, Freedom, Security or Power—best applies to you. These profiles are a framework which helps people understand their emotional relationship with money and gain some insight into their financial behaviours.

Continue your journey to buying a home

Need more help with home loans?

Get in contact with one of our Suncorp Bank Home Lending Specialists. They’re here to help answer your questions to keep you moving towards getting your home.

Meet a mobile lender

Have one of our Suncorp Bank mobile lenders come to you

Give us a call

Our Suncorp Bank team is available Mon-Fri 8:30am-8pm (AEST)

Let us call you back

Send Suncorp Bank your home loans query

Visit us

Discuss your home loan needs in person

*FlexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months. The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

Any advice contained in this document has been prepared without taking into account your particular objectives, financial situation or needs. For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product. Contact us for a copy.