Our guide to buying a home
Moving into your new home is as exciting as it is stressful. There are lots of things to think about and manage to make sure it all goes smoothly. Use these tips to help you get everything in order.
You’re almost ready to step through the front door of your new home and you’re likely not wanting to think about anything else than that first night under your new roof, but these tips should be considered to help make sure should anything happen, your new home stays yours.
Loan repayment insurance
Who would take care of your home loan repayments if something were to happen to you? It’s not something we like to think about, but a Suncorp Home Loan Protect* insurance can help look after your home loan repayments in the event you are unable to, in the event that you were to pass away or become unable to work due to sickness or injury.
Insurance – When might you need this and what might you need?
You’ve just bought a house. Congrats! You probably have some idea of what to expect now; maybe a back-straining moving day followed by a few years of cleaning crayon off the walls.
But if the unexpected happens, you’ll want to make sure that you and your new home are covered.
Explaining mortgage and conveyancing documents
Before considering making an offer on a home, you’ll probably want to engage the services of a conveyancer (or conveyancing solicitor). A conveyancer will make sure that both you and the vendor are complying with your legal obligations, and that your rights are protected.
Life Insurance & Income Protection – What do I need to know?
If you’ve entered into a home loan alongside someone else, you both need to consider what happens to the loan if one of you passes away, or through illness or injury becomes unable to earn an income.
It’s a horrible thing to think about, we know, but one awkward conversation now can prevent something truly disastrous later.
Remember to hold or redirect your mail
If you’re moving, redirect or hold your mail with Australia Post so it moves with you. You can also notify providers of your changed address to ease the hassle of the move process.
hipages handy home services
Australia’s number 1 site for trades is hipages^. They have a huge range of helpful home services that will save you a lot of energy and time, so you can spend those things just enjoying your clean and fully set-up new home.
10 ways to make moving house easier
It’s all yours! A new home just waiting to be explored, loved and turned into your own space. But first you need to get through moving day. This 10-point checklist will keep your ‘to move’ list in check.
Getting ready for the move
Signing on the dotted line for your brand-new dream home might feel like the end of a marathon process, but you haven't crossed the finish line just yet.
The move from the old place into the new can be stressful, and in all the excitement it can be easy to leave something important undone. So, we've listed a few things that are important to organize as early as possible.
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*Suncorp Home Loan Protect is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (SLSL) and AAI Limited ABN 48 005 297 807, AFSL 230859 (AAI), who only issues the redundancy benefit. SLSL and AAI are Suncorp Group (Group) entities. The different entities of the Group are not responsible for, or liable in respect of, products and services provided by other Group entities.
^These links take you to websites owned or operated by third parties independent of us. We do not sponsor, endorse or approve of any material on that website, and we make no warranty or representation about any information, products, services, offers or benefits available through that website. Separate terms may apply on the third party website and you should read and accept these before proceeding.
The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
Any advice contained in this document has been prepared without taking into account your particular objectives, financial situation or needs. For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product. Contact us for a copy.