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House hunting

Get pre-approval on a home loan

Bidding or making an offer on a property without having pre-approval on a loan is a bit like going to the airport without your boarding pass. Lock in your loan and know your limits, so you can be confident your offer will be accepted when you’re ready to make it.

Apply for home loan pre-approval

Home loan pre-approval –
how much should you borrow?

Suncorp Mobile Lender, Dane Gaspar, explains why pre-approval can help give you confidence when looking for a house to buy.

Talk to a Suncorp Bank mobile lender

If you’re ready to find a home loan, our Suncorp Bank mobile lenders will be able to guide you to find the best fit from our award-winning home loan range. They can also aid you through the process of pre-approval, to finalizing your loan when you’re ready to buy.

What our customers have to say about our Suncorp Bank mobile lenders

I can't thank Nelvin enough for making my dreams come true. I have a beautiful home and he made it easy.

Firstly he arranged a pre-approved loan which I received within 48 hours. I then started looking for a home to call my own and boy, did I see some homes before I found the one I wanted to call mine! Thank you Nelvin.

- Jennifer W, QLD

Explore our Suncorp Bank range of home loans

View our Suncorp Bank home loan interest rates or generate a facts sheet for one of our loans.

Back to Basics

No ongoing account keeping fees

Owner Occupied Rates

Find out more

Discounted Back to Basics Variable Rate
with Better Together Special
New to bank lending >= $150,000
Maximum LVR 90%
Principal and Interest repayments

Standard Variable

100% offset facility available

FIRST HOME BUYER OFFER!

Owner Occupied Rates

Find out more

Discounted Standard Variable Rate in Home Package Plus
Applicants must be first home buyers
New to bank lending >= $150,000
Maximum LVR 95% (inc. LMI)
Principal and Interest Repayments

Fixed Rate

Repayment & rate certainty

FIRST HOME BUYER OFFER!

Owner Occupied Rates

Find out more

Discounted 5 Year Fixed Rate in Home Package Plus
Applicants must be first home buyers
New to bank lending >= $150,000
Maximum LVR 95% (inc. LMI)
Principal and Interest Repayments

View our Suncorp Bank home loan interest rates or generate a facts sheet for one of our loans.

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What’s next in our Home Buying Guide?

Organise professional services

OR, go back to our Home Buying Guide overview

Need more help with home loans?

Get in contact with one of our Suncorp Bank Home Lending Specialists. They’re here to help answer your questions to keep you moving towards getting your home.

Meet a mobile lender

Have one of our Suncorp Bank mobile lenders come to you

Give us a call

Our Suncorp Bank team is available Mon-Fri 8:30am-8pm (AEST)

Let us call you back

Send Suncorp Bank your home loans query

Visit us

Discuss your home loan needs in person

The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

Any advice contained in this document has been prepared without taking into account your particular objectives, financial situation or needs.  For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product. Contact us for a copy.

These links take you to websites owned or operated by third parties independent of us. We do not sponsor, endorse or approve of any material on that website, and we make no warranty or representation about any information, products, services, offers or benefits available through that website. Separate terms may apply on the third party website and you should read and accept these before proceeding. The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

* Advertised discounted rate valid from 21 June 2019, is subject to change without notice and may be withdrawn at any time. Available for new Personal/Owner Occupied >=$150,000 where borrowings <=90% of the security property value (“LVR”) inclusive of lenders mortgage insurance (where applicable). Disclosed rate is based on Principal and Interest, Back to Basics Variable (currently variable interest rate of 4.99% p.a.) less net discount of -1.50% p.a. Rate and discount may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. Everyday Basics Accounts are issued by Suncorp Bank. Please read the relevant Product Information Document for Suncorp Bank and the Terms and Conditions for before making any decision regarding this product. These documents are also available at Suncorp Bank stores or on our Product Information Documents and Forms page.

+ Advertised rate valid from 2 July 2019, is subject to change without notice and may be withdrawn at any time. Available for new Personal/Owner Occupied loans >= $150,000 where borrowings <= 95% of the security property value (“LVR”) inclusive of lenders mortgage insurance (where applicable). Disclosed rate is based on Principal and Interest, Standard Variable (currently variable interest rate of 5.57% p.a.) less package net discount of -1.78% p.a. A discount is applied for as long as the loan remains part of the Home Package Plus. Rate and discount may be varied if the loan purpose or repayment type is changed. Pre-approvals excluded.

‡ Discounted rate special offer only available for new Personal/Owner Occupied loans taken out as part of the Home Package Plus >= $150,000 where borrowings <= 95% of the security property value (“LVR”) inclusive of lenders mortgage insurance (where applicable). The discounted rate (currently 3.69% p.a.) is calculated by subtracting a discount of 0.15% p.a. from the Standard 5 Year Fixed Rate (currently 3.84% p.a.) At expiry of the 5 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 5.57% p.a.) less the Home Package Plus discount (currently 1.78% p.a.). The discounted rate special offer is only applicable to the 5 Year Fixed Rate loan while the loan remains in a Home Package Plus. The discounted rate special offer is available on eligible loans applied for from 2 July 2019 until withdrawn. Rates and discounts are subject to change. The Standard 5 Year Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Offer available for Owner Occupier first home buyers who have never previously purchased a property; all applicants for the loan must be first home buyers. Pre-approvals and excluded

# COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Various products and services are provided by different entities of the Suncorp Group. The different entities of the Suncorp Group are not responsible for, or liable in respect of, products or services provided by other entities of the Suncorp Group. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. For that reason, before acting on the advice, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs. Where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should consider the Product Disclosure Statement before making any decision regarding the product. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any product. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that is variable and is subject to change over the loan term.