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Your Home Buying Guide Checklist Welcome back #hbgUserName#
Your checklist was last saved on #dd-mm-yyyy# at #hh:mm:ss#

An interactive checklist to help you through each stage of the home buying process, from when you first make the decision to buy a home to when you get the keys.

You are #hbgFHB#interested in properties in #hbgSelectedState#

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What would you like to do?

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Customise my checklist

So we can build a checklist that’s right for you, we need to know a few things about you first!

I am buying in:

Please select the state

This is my first home

Yes

Do I have enough Deposit?

I know how much deposit I need (I can record the value in the notes):

Show me how

I know how much deposit I have (I can record the value in the notes):

Show me how

If I am eligible for the First Home Owners Grant (FHOG), let's not forget to include it here.

Show me how

I know how much deposit is still to go (I can record the value in the notes):

Show me how

Do I know my budget?

I know how much I can afford to borrow (I can record the value in the notes):

Show me how

I know how much I can spend in total (I can record the value in the notes):

Have I narrowed down the property type and area?

This is the type of property I want. Some of the key features are: number of bedrooms, bathrooms, yard, etc.

Show me how

These are the areas in which I will start my search:

Show me how

Is my finance pre-approved?

I've chosen and met with my home loan specialist. This is a record of their details:

Show me how

My pre-approval has been submitted and confirmed as approved.

Show me how

Have I found a property that I like?

I have checked the property against my original requirements. These are the 'must have' which are met:

Show me how

I have asked the agent if there are any particular sale conditions that I should be aware of, and for a copy of the contract of sale.

Show me how

I understand the nature of the sale (auction, private sale etc). I have spoken to the agent to understand any particulars (i.e. the deposit conditions if I am successful).

Auction
Private Treaty

I have decided how much I am willing to pay. I have researched & compared with other properties, talked to agents, attended inspections, and used property value tools.

Show me how

Is my 'ready to buy paperwork' done?

I have arranged a conveyancer to review the contract and talk me through the possible next steps, as well as any conditions that I need in the contract (i.e. finance subject to building inspection).

Show me how

I have considered arranging a building inspection (especially if I am buying at auction or this is not a condition of my offer)

Show me how

Has my offer been accepted? Or am I the winning bidder?

I have arranged Home Insurance immediately upon entering a contract.

Note: In Queensland and South Australia, I am liable even when the contract is conditional.

Show me how

I have paid the deposit.

Show me how

As soon as possible, I have let my home loan specialist know that I have purchased my new home and sent them a copy of the contract.

Note: They will let me know if I need to send them anything else (I can refer to the supporting documentations' checklist) and record details here:

Show me how

As soon as possible, I have let my conveyancer know that I have purchased my new home and sent them a copy of my contract.

Show me how

If I am eligible for the First Home Owners Grant (FHOG), I have ensured my lending specialist submitted my FHOG application so this can be included in my deposit.

Show me how

I have arranged my building and pest inspection.

Important note: it can be a mandatory condition of the sale!

Show me how

If applicable, I have arranged a pool safety inspection.

Show me how

Has my home loan been approved?

I have received the approval document for my home loan.

Show me how

Is my 'purchase paperwork' finalised?

If I hadn't already, now is the time and I have arranged home insurance.

Show me how

I have arranged with my conveyancer to sign the documents to transfer the property in my name.

Note: they will prepare these.

Show me how

I have signed and returned my loan contracts to the Bank.

Note: my home loan specialist will be happy to help me with any questions.

Show me how

I have considered protecting my new situation with personal insurances (i.e. life insurance, income protection).

Show me how

I have considered updating my will.

Show me how

I have confirmed with my conveyancer whether they need any remaining deposit funds paid prior to settlement.

Note: I may need to allow up to 48 hours for this transfer to occur

Show me how

The bank and my conveyancer will work together to book in the settlement date once I have returned all my documents. I have checked in with them every few days if I haven't had any updates. The settlement date is:

Show me how

Am I ready to move?

Have I considered the various aspects of moving and prepared myself (i.e. moving the content of my home, transferring utilities, notifying authorities, managing mail and locks)?

Show me how

I have organised a pre-settlement inspection.

Show me how

I have booked my removalists. Details are:

Show me how

I have transferred my utilities for my new home. If I have changed providers, details are:

Show me how

I have diverted my mail to the new address.

Show me how

I have changed my address with companies and people that contact me via mail.

Show me how

I organised quotes or booked in for odd jobs that I will need done in the first few weeks of moving in.

Show me how

Do I have the keys? Am I ready to plan my housewarming?

I have the keys and I am moving in on:

Show me how

CALCULATIONS

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CALCULATE YOUR BORROWING CAPACITY

CALCULATE YOUR REPAYMENTS

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Your Home Buying Guide Checklist Welcome back #hbgUserName#Your checklist was last saved on #dd-mm-yyyy# at #hh:mm:ss#

What would you like to do?

Customise my checklist

Your Home Buying Guide Checklist Welcome back #hbgUserName#
Your checklist was last saved on #dd-mm-yyyy# at #hh:mm:ss#