Good things come in threes

with our 3 Year Fixed Rate Home Package Plus Home Loan!

For a limited time only

Tick in a circle   Our discounted Fixed Rate Home Loan
Tick in a circle   Receive a $2,000 Cash Bonus^
Tick in a circle   We’ll waive the first $375 annual fee

Fixed Rate

Lock in your interest rate and repayment amount.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

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Discounted 3 Year Fixed Rate in Home Package Plus (HPP) New to bank lending >= $150,000
Maximum LVR 90% Principal and Interest repayments

Good things come in threes

with our 3 Year Fixed Rate Home Package Plus Home Loan!

For a limited time only

Tick in a circle   Our discounted Fixed Rate Home Loan
Tick in a circle   Receive a $2,000 Cash Bonus^
Tick in a circle   We’ll waive the first $375 annual fee

Fixed Rate

Lock in your interest rate and repayment amount.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

#

Discounted 3 Year Fixed Rate in Home Package Plus (HPP) New to bank lending >= $150,000
Maximum LVR 90% Principal and Interest repayments

One of our home loan specialists will call you in the next business day to discuss your lending needs.

Terms And Conditions

Enjoy these benefits

Repayment and rate certainty

Know your repayments won’t change.

Package and save

Combine home loans, bank accounts and other Suncorp products and save on interest and fees.

Get discounts on groceries and petrol

Eligibility and limits apply

Find out more about our Fixed Rate Home Loan.

Discounted 3 Year Fixed Rate in Home Package Plus

‡Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Home Package Plus Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lender’s mortgage insurance (if applicable), with Principal and Interest repayments. The discounted rate (currently 2.64% p.a.) is calculated by subtracting a discount of 0.45% p.a. from the Standard 3 Year Fixed Rate (currently 3.09% p.a.). At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 4.98% p.a.) less the Home Package Plus discount (currently 1.94% p.a.). The discounted rate is only applicable to the 3 Year Fixed Rate loan while the loan remains in a Home Package Plus. The discounted rate is available on eligible loans applied for from 20 March 2020. Rates and discounts are subject to change. The Standard 3 Year Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Pre-approvals excluded.

# COMPARISON RATE WARNING:

Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

^$2,000 Cash Bonus

The Home Loan Cash Bonus (the “Cash Bonus”) is applicable when you are approved for and settle an Eligible Home Loan with Suncorp Bank. An Eligible Home Loan is a home loan that is: (1) applied for between 2 September – 30 April 2020 and settled by 29 July 2020; (2) a loan amount of at least $250,000 in new to bank lending with a Loan to Value Ratio of 90% or less; (3) Purchase or Refinance, for Owner Occupied or Investment purposes (4) a Standard Variable or 1, 2, 3 or 5 Year Fixed Rate loan in the Home Package Plus; (5) Back to Basics & Line of Credit / Access Equity is excluded, except when application is split with another eligible loan product of at least $250,000; (6) not established in the name of a company, business or trust. Refinancing of an existing Suncorp Bank home loan or pre-approvals are ineligible for the Cash Bonus. The Cash Bonus cannot be taken in conjunction with “Switch & Save” Offer or any other cash promotional offer, unless expressly stated otherwise. A limit of one (1) payment of $2,000 will be made to a borrower and if there is more than 1 borrower one (1) payment will be made to them jointly. Each borrower, whether individually or jointly, can only ever receive a payment of $2,000 once. If any of the borrowers have received a payment whether individually or jointly under the Cash Bonus previously then no further payments will be made. The $2,000 cash payment will be credited to the linked Everyday Options account which forms part of the Home Package Plus, within 30 days of the settlement date. Suncorp Bank reserves the right to vary or withdraw the Cash Bonus at any time. Applications subject to credit approval. Fees, and charges may be applicable. Full terms and conditions will be included in our loan offer. Depending on your financial circumstances, you should obtain independent advice before making any decisions regarding the Cash Bonus.

∇ Annual Fee Refund - Home Package Plus

For new Home Package Plus customers, we’ll refund the annual package fee for the first year saving you $375. Offer is subject to change without notice and may be withdrawn at any time before a credit contract is entered into.

* The Suncorp Bank Privacy Statement and Suncorp Group Privacy Policy outline how your personal information may be collected, used and disclosed. From time to time we may send you information about products or offers from Suncorp. If you do not want to receive any of this information, just contact us on 13 11 55.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

Fixed Rate

Lock in your interest rate and repayment amount.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.