Choosing the right home loan
While it’s easy to comparison shop by looking at interest rates alone, you want to consider home loan features, fees, payment flexibility and any home loan package options.
There are a lot of home loan options out there and all of them raise important questions. Should you go with a fixed or variable rate? Maybe you could split your loan between the two? Could you take advantage of an offset account? What happens if you want to increase your monthly repayments?
A Suncorp Home Loan specialist can help you choose what’s right for you. We offer fixed and variable rate options for all types of buyers, from owner-occupiers through to investors.
It’s our job to get you the right home loan at a great rate
Lock in your interest rate and repayment amount
A rate that is variable and is subject to change over the loan term.
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.
Need help selecting the right loan for you?
There’s no ‘one size fits all’ when it comes to home loans. For more information about home buying and loan options, talk to a Suncorp home lending specialist.
How much can I borrow?
Learn how much you can borrow with Suncorp Bank’s Borrowing Limit Home Loan Calculator. It gives you a quick estimate of your borrowing power based on your income and expenses.
Your own home loan specialist
Make your next move with confidence
For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)
What can I expect?
Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.
© Copyright Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”). Registered office: Level 28, 266 George Street, Brisbane Qld 4000. In accessing Suncorp's site you agree to our Online Terms & Privacy Statement. Please ensure that you read these before accessing the site.
Banking Products and Home Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.
The information is intended to be of general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
Option to lock in rate on application
As Fixed Rates are determined at settlement of your loan, our Guaranteed Rate Fee removes this uncertainty by fixing the rate at application for up to 90 days to protect you from unforeseen increases before loan settlement.