Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Better Together Special Offer

Save when you combine your Back to Basics variable Home Loan, transaction account, and Suncorp Home Insurance1.

Apply for home loan pre-approval

Talk to a home lending specialist

Current Special Offer

Owner Occupied Rate

*

 

Discounted Back to Basics Variable Rate
With Better Together Special
New to bank lending >= $150,000
Maximum LVR 90%
Principal and Interest repayments

Investor Rate

**

Discounted Back to Basics Variable Rate
With Better Together Special
New to bank lending >= $150,000
Maximum LVR 90%
Principal and Interest repayments

How it works

Step 1

Apply for a new Back to Basics Home Loan of $150,000 or more.

Find out more about Back to Basics

Step 2

Combine it with an Everyday Options Account to get a discounted interest rate on the loan, pay $0 Loan Establishment Fee and $0 monthly Account Keeping Fees!

optional

Get a discount of up to 20% off your first year’s premium on new Suncorp Home, Landlord and/or Contents insurance policy1

More about:

Home & Contents Insurance

Landlords Insurance

Further information

Our Special Offers, Package and Standard rates explained

Better Together Special Offer eligibility: For customers with eligible new home lending over $150,000

Better Together Special interest rates: Are inclusive of a discount margin which is deducted from the Standard Interest Rate`

Standard Interest rate eligibility: For customers without a package and minimum lending requirement is only $10,000

Comparison Rate WARNING: Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Fees

Account keeping fee

$0

Loan Establishment Fee

$0

Amount determined at application on loans > 80% LVR

Compare all Home Loans

Compare now

Apply for Home Loan Pre-Approval

Find out how much you may be able to borrow so you can make an offer on a property with more confidence.

Try out our repayment calculator today

Contact us to find out more

Book a visit with one of our friendly lenders

Discounted Back to Basics variable rate with Better Together special
* Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 3.03% p.a.) is calculated by subtracting a discount of 1.62% from the Standard Back to Basics Variable Rate (currently 4.65% p.a.). The discounted rate is available on eligible loans applied for from 18 October 2019. Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. Banking products are issued by Suncorp Bank. Please read the relevant Product Information Document and the Terms and Conditions before making any decision regarding this product. These documents are also available at Suncorp Bank stores on our Product Information Documents and Forms page.

Discounted Back to Basics variable investment rate with Better Together special
** Discounted rate is only available for new Investment loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 3.33% p.a.) is calculated by subtracting a discount of 1.74% from the Standard Back to Basics Variable Rate (currently 5.07% p.a.). The discounted rate is available on eligible loans applied for from 18 October 2019. Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. Banking Products are issued by Suncorp Bank. Please read the relevant Product Information Document and the Terms and Conditions before making any decision regarding this product. These documents are also available at Suncorp Bank stores on our Product Information Documents and Forms page.

Better Together Insurance Offer
1 Offers not available online & only available with Better Together Offer on relevant property. Up to 20% discount applies to any new Suncorp Home or Home & Contents or Landlord insurance policy. The discounts are off our usual premium. If you are eligible for more than one discount on a particular policy we apply each in a predetermined order to the already discounted premium. Taxes and charges are usually added after discounts are applied. Minimum premiums may apply. Offer available for new policies only and not on current or subsequent renewals. Insurance issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Conditions and exclusions apply. Please read the relevant Product Disclosure Statement before you make any decisions regarding these products. Contact us for a copy.

COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

` For a full list of rates with discount margins displayed, please view our Home Lending Interest Rate Guide.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

Lender's Mortgage Insurance (LMI)

If you are borrowing more than 80% of the value of the property, you will be required to pay Lenders Mortgage Insurance. This is a one-off payment and can be financed into the loan.

Lenders Mortgage Insurance protects Suncorp Bank against loss in the event of a forced sale of a mortgage property. It does not insure you but may make it possible for you to buy a home with a smaller deposit. You will still be responsible for all amounts owing in relation to your loan.

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that is variable and is subject to change over the loan term.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.