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Better Together Special Offer

Save when you combine your Back to Basics variable Home Loan, transaction account, and Suncorp Home Insurance1.

Current Special Offer

Owner-occupied Rate



Discounted Back to Basics Variable Rate
New to bank lending >= $150,000
Maximum LVR 90%


How it works

Step 1

Apply for a new Back to Basics Home Loan of $150,000 or more.

Find out more about Back to Basics

Step 2

Combine it with an Everyday Basics bank account to get a discounted interest rate on the loan, pay $0 Loan Establishment Fee and $0 monthly Account Keeping Fees!


Get a discount of up to 20% off your first year’s premium on new Suncorp Home, Landlord and/or Contents insurance policy1

More about:

Home & Contents Insurance

Landlords Insurance

Further information


Account keeping fee


Loan Establishment Fee


Amount determined at application on loans > 80% LVR

Try out our repayment calculator today

Contact us to find out more

Book a visit with one of our friendly lenders

* Advertised discounted rate/comparison rate valid from 12 September 2017, is subject to change without notice and may be withdrawn at any time before a credit contract is entered into. Rate/comparison rate available for new owner-occupied loans of at least $150,000 where borrowings are less than or equal to 90% of the security property value (“LVR”) inclusive of lenders mortgage insurance. Rate/comparison rate includes a 1.29% p.a. discount applied to the Bank’s Back to Basics interest rate for owner-occupied lending (currently 4.97% p.a.). Discount may be varied if the loan purpose is changed before settlement or where the borrower fails to hold a Suncorp Bank transaction account. Everyday Basics Accounts are issued by Suncorp Bank ABN 66 010 831 722. Please read the relevant Product Information Document for Suncorp Bank Personal Deposit Accounts and the Terms and Conditions for Suncorp Accounts before making any decision regarding this product. These documents are also available at Suncorp Bank branches or at New loans only, pre-approvals and investment lending excluded.

1. Offers not available online & only available with Better Together Offer on relevant property. Up to 20% discount applies to any new Suncorp Home or Home & Contents or Landlord insurance policy. The discounts are off our usual premium. If you are eligible for more than one discount on a particular policy we apply each in a predetermined order to the already discounted premium. Taxes and charges are usually added after discounts are applied. Minimum premiums may apply. Offer available for new policies only and not on current or subsequent renewals. Insurance issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Conditions and exclusions apply.  Please read the relevant Product Disclosure Statement before you make any decisions regarding these products. Contact us for a copy.

Interest rates and discounts are subject to change without notice. Discounts margins may be withdrawn at any time before a contract is entered into. Discounts are applied to the applicable Standard Interest Rate at the day Settlement. Loan to Value Ratio (LVR) limits are inclusive of Lenders Mortgage Insurance (LMI) where applicable. Loans with LVR limits of 90% to ≤95% are only available with a repayment type of principal and interest. A repayment type of interest only is available on loans with an LVR limit < 90%.

# Each comparison rate is based on $150,000 over 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 to approved applicants only. Please read the relevant Product Information Document for Suncorp Bank Personal Deposit Accounts and the Terms and Conditions for Suncorp Accounts before making a decision regarding a Suncorp Bank transaction account. Fees, charges, terms and conditions apply and are available on request or at

Lender's Mortgage Insurance (LMI)

If you are borrowing more than 80% of the value of the property, you will be required to pay Lenders Mortgage Insurance. This is a one-off payment and can be financed into the loan.

Lenders Mortgage Insurance protects Suncorp Bank against loss in the event of a forced sale of a mortgage property. It does not insure you but may make it possible for you to buy a home with a smaller deposit. You will still be responsible for all amounts owing in relation to your loan.

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that is variable and is subject to change over the loan term.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.