Work out how much you can afford
Get a head start on your application
Even if you haven't found your next car, getting a head start on your approval means you can feel more confident about what you can afford and move faster when you’re ready to buy.
Our online application is 100% obligation free and you'll receive a first stage outcome in 15 minutes.
Already a Suncorp customer? Apply faster through Internet Banking
Find the right car
Consider ongoing costs and insurance
When buying any vehicle, it’s smart to factor in fuel, maintenance and other ongoing costs. Dealers and vehicle manufacturer websites will feature fuel economy and warranty information. Online reviews can give you insights into typical running costs and any maintenance issues.
When it comes to car insurance, it’s easy to get a quote and estimate your premium before you make your big purchase.1 Plus, you can get a $50 discount when you purchase a Comprehensive Car Insurance policy online.
Get the best price for your car
Haggling with a seller over price can feel overwhelming. The key is to take the emotion out of it. Remember, a car salesperson’s primary objective is to make a sale. They negotiate every day so they’re very good at it, especially when dealing with those who are inexperienced.
Get full loan approval
(if you haven’t already)
Already taken care of all the above?
Get your finance sorted so you can have it ready when you walk into the dealership.
Suncorp’s quick and easy 15-minute online loan application gives you the convenience of a first stage outcome, plus the ease of online document submission and digital signing capabilities.
You can even track the progress of your application through our Personal Loan Tracker.
Look after your new wheels
Regular vehicle maintenance can save you time and money down the track.
1 Car Insurance issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.
Information is intended to be of a general nature only and any advice has been prepared without taking into account any person's particular objectives, financial situation or needs. You should make your own enquiries, consider whether advice is appropriate for you and read the relevant Product Disclosure Statement or Product Information Document before making any decisions about whether to acquire a product.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and Terms and Conditions before making a decision regarding a Suncorp Banking product. Fees, charges, terms and conditions apply and are available on request or at Product Information Documents and Forms page. Suncorp Bank is only liable for the banking products or services it provides and not the products and services of the other companies in the Suncorp Group.
The Personal Property Securities Register
The Personal Property Securities Register (PPSR) is a national online register that can provide information to help protect consumers when they are buying personal property such as cars, boats or artworks (not including land or buildings). If you are buying a car privately you should conduct a search and check that there is no money owing on the car.
Next Day Working Conditional Approval
Provided the information you supplied in your application is correct and you can prove that to us.
Lock in your interest rate and repayment amount for the life of your loan.
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.