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Margin Loan

Our margin loan lends you money to invest in over 2000 different securities, including shares or managed funds.

What is a Margin Loan?

A Margin Loan lets you borrow money from the bank to invest in Shares or Managed Funds. It can be an effective way to build wealth, and may allow access to a range of tax benefits. Of course, there is always an element of risk in investing in markets – if your stocks go down in value, you could end up losing money. You should be aware of the risks of trading and your own tax circumstances prior to applying.

Current Interest Rate

3, 6, and 9 month fixed terms, for $20,000 to $499,999 loan

Key features

  • No minimum loan balance
  • No establishment or application fees for individuals
  • No account keeping fees or ongoing costs, regardless of whether you're an individual, company, or trust
  • Interest payments may be tax deductible, so speak to your financial or tax adviser
  • With over 2000 different securities, you have a choice of a wide range of investments
  • Attractive Loan to Value Ratios (‘LVR’) on all acceptable securities 
  • 5% buffer on Shares and 10% buffer on Managed Funds above the LVR before your account goes into margin call which may assist to protect your portfolio against short term volatility

Convenient access

Phone
Call 1800 805 972 8am-6pm Sydney time

Online
Manage your portfolio online for easy monitoring

Reward vs Risk

With more money to invest, your potential to earn greater returns and grow your portfolio is maximised. It is important to note that while a margin loan enhances your potential for growth it can also magnify your losses.

When investing with the funds from a Suncorp Bank Margin Loan, you are only able to invest in approved shares or managed funds. 

View the full list of Shares

View the full list of Managed Funds

View the Diversified Portfolio Acceptable Security List

You may also be interested in… 

Share Trade

An easy way to make your trades.

Home Package Plus

Package your home loan with other Suncorp products for great savings and discounts.

Ready to apply?

You must read the following documents before applying
Suncorp Bank Margin Lending Terms & Conditions
Suncorp Bank Margin Lending Financial Services Guide
Suncorp Bank Margin Loan Product Disclosure Statement
Suncorp Bank Margin Lending Made Easy Brochure 

Suncorp Bank Margin Loans are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Fees, charges, terms and conditions apply and are available on request. You should read the relevant Suncorp Bank Margin Lending Product Disclosure Statement before you make any decision regarding this product.