Home Loan Interest Rates
Home Loan Special Offer Interest Rates
Below are our discounted interest rates for eligible customers who
- Package their new Standard Variable or Fixed Rate home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account as part of our Home Package Plus
- Combine a Back to Basics home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account.
Home Loan Interest Rates
Refer to the Home Lending Interest Rate Guide for other available interest rates, which includes when borrowing less than the new borrowing of $150,000 as mentioned above.
The Home Lending Interest Rate Guide also contains all standard interest rates used for the calculation of our Special Offer Interest Rates.
Frequently asked questions
Depending on the purpose and size of your loan, Suncorp may provide finance of up to 95% of your property value. This amount includes Lenders Mortgage Insurance (LMI) if applicable, possible bank fees and some government fees.
What makes us a great choice?
We’ve been awarded for Outstanding Value by CANSTAR for owner-occupiers across our Variable and Fixed Rate home loans, and Money Magazine Bank of the Year 2018, 2019 & 2020.
Security is top priority
We’re committed to protecting your personal information and providing you a safe banking environment.
One point of contact throughout your home loan journey, keeping you up to date every step of the way.
For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)
What can I expect?
Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.
Loan to Value Ratio (“LVR”) limits are inclusive of Lenders Mortgage Insurance (LMI) where applicable.
^ Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Current standard fixed rates and discounts are subject to change without notice.
At expiry of the fixed rate period, the rate will revert to the applicable Standard Variable Interest Rate less any applicable margin discount specified in your credit contract. The Interest Only period on a Fixed Rate must equal the Fixed Rate term.
^^ Correct as at May 23, 2019. The Reward and Recognition program ("Suncorp Benefits") is being operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873. To be eligible for Suncorp Benefits you must hold a current eligible personal policy or service with Suncorp or an eligible personal product or service from one of the brands in the Suncorp Network. Full Terms and Conditions are available here. Eligibility criteria and limits apply
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.