Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Home Loan Repayment Calculator

Get an estimate on what your home loan repayments might be.

Choose your interest only term what's this?

Weekly and Fortnightly are not available for Interest Only

We offer only variable rate for 4 year

Interest rate what's this?

Interest rate

Interest rate what's this?

what's this? Your estimated repayments are ... ^

Weekly repayments are an approximation, when comparing repayment amounts it’s more accurate to use a monthly frequency

Fortnightly repayments are an approximation, when comparing repayment amounts it’s more accurate to use a monthly frequency

... Rate:

...%

...%

Loan amount: 

$...

Total interest paid: 

$...

Estimated repayments at end of fixed rate period:

$...

Estimated repayments at end of interest only period

$...

Estimated repayments at end of fixed rate, interest only period:

$...

View a yearly breakdown of repayments

Disclaimer

Back to Basics Home Loan

Key features:

  • No loan establishment fee on new loans over $150,000, no monthly account keeping fee and no annual fee.
  • Make unlimited additional repayments anytime.
  • Redraw available

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Standard Variable Home Loan

Key features:

  • No monthly account keeping, loan establishment & mortgage offset fee as part of Home Package Plus.
  • Optional 100% Home Loan Offset facility.
  • Make unlimited additional repayments anytime.
  • Receive one free online redraw per calendar month.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Fixed Rate Home Loan

Key features:

  • No monthly account keeping & loan establishment fee as part of Home Package Plus.
  • Option to lock in a rate at time of application.
  • Make additional repayments up to $500/month without penalty.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Access Equity Home Loan

Key features:

  • No monthly account keeping & establishment fee as part of Home Package Plus.
  • Interest is only paid on the amount drawn.
  • Make deposits anytime. 
  • Withdraw funds up to your approved credit limit when you need it.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Back to Basics Home Loan

Key features:

  • No loan establishment fee on new loans over $150,000, no monthly account keeping fee and no annual fee.
  • Make unlimited additional repayments anytime.
  • Redraw available.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Standard Variable Home Loan

Key features:

  • $10 monthly account keeping fee.
  • One-off loan establishment and offset fee.
  • Optional 100% Home Loan Offset facility.
  • Make unlimited additional repayments anytime.
  • Receive one free online redraw per calendar month.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Fixed Rate Home Loan

Key features:

  • $10 monthly account keeping fee.
  • One-off loan establishment fee.
  • Option to lock in rate at time of application.
  • Make additional repayments up to $500/month without penalty.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Access Equity Home Loan

Key features:

  • $10 monthly account keeping fee.
  • One-off loan establishment fee.
  • Interest is only paid on the amount drawn.
  • Make deposits anytime. 
  • Withdraw funds up to your approved credit limit when you need it.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

We offer a range of home loan options to best suit your situation

Back to Basics Home Loan
A low variable rate home loan with no ongoing account keeping fees

Standard Variable Home Loan
A low variable rate home loan with optional 100% mortgage offset capability

Fixed Rate Home Loan
Our Fixed Rate Home Loans provide the certainty of fixed repayments over a set term.

Compare our home loan options

Sorry, an error occured while retrieving your repayments amount.

Please contact Suncorp on 13 11 55 or try again later

The effective date of any interest rates is 12 August 2022 unless shown otherwise within interest rate terms and conditions.

It can be hard to know where to start.

Be guided through the process with our interactive tool that supports you through each stage of buying a new home.

Start your home buying checklist

Checklist process with ist point description

What makes us a great choice?

Bank of the Year, five years in a row!

Awarded Money magazine Bank of the Year 2018, 2019, 2020, 2021 & 2022 for outstanding value.

Security is top priority

We’re committed to protecting your personal information and providing you a safe banking environment.

Personalised service

One point of contact throughout your home loan journey, keeping you up to date every step of the way.

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced home lending team are happy to answer all your questions.
They'll call you within 24 hours to discuss your home lending needs.

If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)

^ Home Loan Repayments
Home loan repayment and total interest paid are calculated using the information selected and are an indicative estimation. The interest and repayments may vary due too;

  • The date of which your monthly payment is due
  • Loan Balance
  • Interest Rate – which may fluctuate
  • Repayment Type – Principal & Interest or Interest Only
  • Purpose – Investment or Owner Occupied
  • Term of the loan, and
  • Frequency of payments.

All calculations assume that interest rates remain unchanged over the life of the loan, any change to the above factors will result in a change to repayment amounts.

No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.

Interest Only repayments are subject to credit approval. Given you pay Interest Only for a set term, your loan balance will remain the same while your term is reducing, meaning at the end of the term your repayments will be higher and you may pay more interest over the term of the loan.

Please contact us on 13 11 55 or visit your local Store and ask to speak to a lender to discuss a repayment option that will suit your personal circumstances

# COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Lending Fees and Charges and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

Button

Standard rates

For loans over $150,000 you may be eligible for a special offer or Home Package Plus discount – terms and conditions apply

Interest only

Once the interest only terms ends, your repayments will automatically switch to Principal & Interest. If selecting a Fixed loan type, your interest only period will be the same or longer than the fixed rate term.

Comparison rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.

Redraw

Access extra payments you've made on your home loan using our loan Cashback feature. You will need to apply for this.

Live chat

Chat to us online now