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Home Loan Repayment Calculator
Get an estimate on what your home loan repayments might be.
The effective date of any interest rates is 12 August 2022 unless shown otherwise within interest rate terms and conditions.
Compare our home loan interest rates and our home loan features and fees.
What makes us a great choice?
Bank of the Year, five years in a row!
Awarded Money magazine Bank of the Year 2018, 2019, 2020, 2021 & 2022 for outstanding value.
Security is top priority
We’re committed to protecting your personal information and providing you a safe banking environment.
Personalised service
One point of contact throughout your home loan journey, keeping you up to date every step of the way.
What can I expect?
Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.
Save time, get started online
Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.
100% obligation free advice
Our experienced home lending team are happy to answer all your questions.
They'll call you within 24 hours to discuss your home lending needs.
If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)
What can I expect?
Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.
^ Home Loan Repayments
Home loan repayment and total interest paid are calculated using the information selected and are an indicative estimation. The interest and repayments may vary due too;
- The date of which your monthly payment is due
- Loan Balance
- Interest Rate – which may fluctuate
- Repayment Type – Principal & Interest or Interest Only
- Purpose – Investment or Owner Occupied
- Term of the loan, and
- Frequency of payments.
All calculations assume that interest rates remain unchanged over the life of the loan, any change to the above factors will result in a change to repayment amounts.
No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.
Interest Only repayments are subject to credit approval. Given you pay Interest Only for a set term, your loan balance will remain the same while your term is reducing, meaning at the end of the term your repayments will be higher and you may pay more interest over the term of the loan.
Please contact us on 13 11 55 or visit your local Store and ask to speak to a lender to discuss a repayment option that will suit your personal circumstances
# COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Lending Fees and Charges and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.
Standard rates
For loans over $150,000 you may be eligible for a special offer or Home Package Plus discount – terms and conditions apply
Interest only
Once the interest only terms ends, your repayments will automatically switch to Principal & Interest. If selecting a Fixed loan type, your interest only period will be the same or longer than the fixed rate term.
Comparison rate
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.
Redraw
Access extra payments you've made on your home loan using our loan Cashback feature. You will need to apply for this.
