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Home Loan Repayment Calculator

Get an estimate on what your home loan repayments might be.

Property purpose

Choose your interest only term what's this?

Weekly and Fortnightly are not available for Interest Only

Interest rate what's this?

Interest rate

Your estimated repayments are ... per month

Weekly repayments are an approximation, when comparing repayment amounts it’s more accurate to use a monthly frequency

Fortnightly repayments are an approximation, when comparing repayment amounts it’s more accurate to use a monthly frequency

... Rate:

...%

...%

Loan amount: 

$...

Total interest paid: 

$...

Estimated repayments at end of fixed rate period:

$...

Estimated repayments at end of interest only period

$...

Estimated repayments at end of fixed rate, interest only period:

$...

Disclaimer

Back to Basics Home Loan

Key features:

  • No monthly account keeping fee.
  • No Loan Establishment Fee on new lending of $150,000 or more.
  • Make additional repayments anytime.
  • Receive one free online redraw per calendar month
  • Combined with a fee free Everyday Basics Bank Account.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Standard Variable Home Loan

Key features:

  • No monthly account keeping, loan establishment & mortgage offset fee as part of Home Package Plus.
  • 100% Home Loan Offset facility.
  • Make additional repayments anytime.
  • Receive one free online redraw per calendar month.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Fixed Rate Home Loan

Key features:

  • No monthly account keeping & loan establishment fee as part of Home Package Plus.
  • Option to lock in a rate at time of application.
  • Make additional repayments up to $500/month without penalty.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Access Equity Home Loan

Key features:

  • No monthly account keeping & establishment fee as part of Home Package Plus.
  • Interest is only paid on the amount drawn.
  • Make deposits anytime. 
  • Withdraw funds up to your approved credit limit when you need it.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Back to Basics Home Loan

Key features:

  • No monthly account keeping fee.
  • No Loan Establishment Fee on new lending of $150,000 or more.
  • Make additional repayments anytime.
  • Receive one free online redraw per calendar month.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Standard Variable Home Loan

Key features:

  • $10 monthly account keeping fee.
  • One-off loan establishment and offset fee.
  • 100% Home Loan Offset facility.
  • Make additional repayments anytime.
  • Receive one free online redraw per calendar month.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Fixed Rate Home Loan

Key features:

  • $10 monthly account keeping fee.
  • One-off loan establishment fee.
  • Option to lock in rate at time of application.
  • Make additional repayments up to $500/month without penalty.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

Access Equity Home Loan

Key features:

  • $10 monthly account keeping fee.
  • One-off loan establishment fee.
  • Interest is only paid on the amount drawn.
  • Make deposits anytime. 
  • Withdraw funds up to your approved credit limit when you need it.

What's next?

Talk with a home loan expert
More about this loan

Generate a key facts sheet

We offer a range of home loan options to best suit your situation

Back to Basics Home Loan
A low variable rate home loan with no ongoing account keeping fees

Standard Variable Home Loan
A low variable rate home loan with optional 100% mortgage offset capability

Fixed Rate Home Loan
Our Fixed Rate Home Loans provide the certainty of fixed repayments over a set term.

Compare our home loan options

Sorry, an error occured while retrieving your repayments amount.

Please contact Suncorp on 13 11 55 or try again later

The effective date of any interest rates is 3 April 2020 unless shown otherwise within interest rate terms and conditions.

It can be hard to know where to start.

Be guided through the process with our interactive tool that supports you through each stage of buying a new home.

Start your home buying checklist

Checklist process with ist point description

Receive up to $3,000 Cash Bonus1

when you refinance to an eligible Suncorp Bank home loan

For refinancers who apply by 10 July 2020 & settle by 10 November 2020.
$2,000 for $250,000 – $749,999, or $3,000 if exceeds $750,000, LVR < = 90%

Refer to Things You Should Know for more detail.

Get started online  Book appointment

Canstar outstanding value for fixed home lender & home lender

Awarded for outstanding value

Our home loans have been awarded for Outstanding Value by Canstar to owner-occupiers across the variable and fixed-rate loan terms considered in these ratings. Canstar Research found owner-occupiers with a 5-Star Rated home loan tended to have access to lower interest rates compared to the market average.

What makes us a great choice?

Award winning!

We’ve been awarded for Outstanding Value by CANSTAR for owner-occupiers across our Variable and Fixed Rate home loans, and Money Magazine Bank of the Year 2018, 2019 & 2020.

Security is top priority

We’re committed to protecting your personal information and providing you a safe banking environment.

Personalised service

One point of contact throughout your home loan journey, keeping you up to date every step of the way.

Discounts

With Suncorp Benefits, eligible customers can access savings of up to 15% from major retailers, so you can save when you shop.^^

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced team are happy to answer all
your questions! We’ll call you within 24 hrs (or next business day) to discuss your home lending needs.

Learn more about our Home Loans COVID-19 Support

For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)

Estimated repayment and total interest paid amounts are calculated using the information you have provided. Please note that the amounts displaying are indicative only and do not represent the Bank making an offer of credit or providing loan approval.

All calculations assume that interest rates remain unchanged over the life of the loan. The product interest rates used in this calculator are current and subject to change. Estimated repayments at end of fixed rate period and/or interest only period are based on current variable principal and interest rates and are subject to change. Any change to interest rates will result in a change to repayment amounts.

Each calendar year has the following periods – 12 months, 26 fortnights and 52 weeks. No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.

Please contact us on 13 11 75 to discuss the best option for your weekly or fortnightly repayment amounts.

Interest only repayments subject to credit approval. Before choosing an interest-only repayment option, it's important you understand the potential risks associated with this product feature. As the name suggests, interest-only repayments means you'll repay the interest charges but you are not required to repay the principal during the interest-only period. Since repayments to reduce the principal are not being made during the interest-only period, the full loan amount will still be due at the end of the interest-only period. You will pay more in interest than if you made principal and interest repayments.

# COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Refinance Cash Bonus Offer
1 In addition to the conditions listed, the Refinance Cash Bonus Offer is only available when you are approved for and settle an Eligible Home Loan with Suncorp Bank. An Eligible Home Loan is a home loan that (1) is for personal/owner occupied or investment purposes (2) LVR means Loan to Value Ratio and must be less than or equal to 90% inclusive of Lender’s Mortgage Insurance (3) excluding access equity, lines of credit or refinance of existing Suncorp Bank home loans (4) pre-approvals must be fully approved by Suncorp Bank before 10 July 2020 (5) where total refinance amount to Suncorp Bank is (i) between of $250,000 – $749,999.99, a payment of $2,000 will be made to the borrower; or (ii) where the total refinance amount exceeds $750,000, a payment of $3,000 will be made to the borrower. Limit of one payment per borrower regardless of the number applications which may be eligible. If there is more than one individual borrower, only one payment will be made to them jointly.

The payment will be credited to a Suncorp Bank transaction account in the name of all borrower/s only within 30 days of the settlement date.

Suncorp Bank reserves the right to vary or withdraw the Refinance Cash Bonus Offer at any time. Applications subject to credit approval. Fees, and charges may be applicable. Full terms and conditions will be included in our loan offer. Depending on your financial circumstances, you should obtain independent advice before making any decisions regarding any cash bonus offers made by Suncorp Bank.

Suncorp Benefits
^^ Correct as at May 23, 2019. The Reward and Recognition program ("Suncorp Benefits") is being operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873. To be eligible for Suncorp Benefits you must hold a current eligible personal policy or service with Suncorp or an eligible personal product or service from one of the brands in the Suncorp Network. Full Terms and Conditions are available here. Eligibility criteria and limits apply.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Lending Fees and Charges and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

Standard rates

Standard Interest Rates are applied for all lending from $10,000 to $150,000. For loans over $150,000 you may be eligible for a special offer or Home Package Plus discount – terms and conditions apply

Interest only

Once the interest only terms ends, your repayments will automatically switch to Principal & Interest. If selecting a Fixed loan type, your interest only period will be the same or longer than the fixed rate term.

Comparison rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.

Redraw

Access extra payments you've made on your home loan using our loan Cashback feature. You will need to apply for this.

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