Visa Debit Cards
Shop online, overseas, or ‘Tap to Pay’ with Visa payWave.
Made from 82% recycled material re-purposed from post-industrial sources.
A quick and convenient way to pay with your own money
Suncorp Bank’s Visa Debit cards come with Visa payWave technology for 'Tap to Pay' payments and are made from 82% recycled material re-purposed from post-industrial sources.
They also include features to assist customers living with visual impairments, such as tactile dots to distinguish between cards and a thumb insert to correctly orientate cards into terminals.
Our Visa Debit cards are linked with Everyday Options, Everyday Essentials, Carbon Insights Account and Business Premium transaction accounts.
Multi Award-Winning Visa Debit Cards for International Travel*
Awarded 2 years in a row 2022 and 2023
Everyday Options Account with a Suncorp Bank Visa Debit card
Everyday Essentials Account with a Suncorp Bank Visa Debit card
Awarded in 2023
Carbon Insights Account with a Suncorp Bank Visa Debit card
Convenience
- Use your Visa Debit card to withdraw money at ATMs and EFTPOS machines.
- Make purchases online, in person or over the phone.
- Visa payWave is a contactless payment method which offers a quick and easy way to pay for items under $100. You can pay for purchases $100 and over with payWave, you just need to enter a PIN to authorise the transaction.
Visa Zero Liability
Cardholder’s liability is limited to zero for unauthorised transactions, provided the cardholder notifies Suncorp Bank of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.
Security
- You’re covered by Visa’s Zero Liability policy for unauthorised transactions.
- Your card is embedded with the latest EMV microchip technology, which provides both data protection and transaction security, for greater protection against fraud.
- When you're shopping online with your Suncorp Bank Visa Debit card at retailers who have signed up to Visa Secure or eftpos Secure, you may be asked to enter an SMS code before finalising your purchase. This ensures only you, the authorised cardholder, can use your Suncorp Bank Visa Debit card to make online purchases. If you do not have your mobile number registered with us, it may be necessary for you to contact the bank directly.
Visa Perks
As a Suncorp Bank Visa Debit cardholder, you have access to exclusive Australia and Overseas offers and perks provided by Visa, including:
- Discounts on hotels, car rentals and travel experiences
- A wide variety of shopping deals
- Offers on sports and entertainment
- Access to exclusive lifestyle events
Find your favourites in Visa Offers and Perks
Please refer to Visa’s website for full terms and conditions and availability and eligibility of offers and discounts.
Make sure you are eligible
- To have a Suncorp Bank Visa Debit card you'll need to apply for an Everyday Account. Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia.
- To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or over and a permanent resident of Australia. If you are not eligible, you will receive a Suncorp Bank eftpos card instead.
Visa Zero Liability
Cardholder’s liability is limited to zero for unauthorised transactions, provided the cardholder notifies Suncorp Bank of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.
Fees
- Withdrawing your money is fee-free# from Suncorp Bank ATMs, atmx and the ATMs of any Big 4 bank.
- There are no foreign currency conversion fees and no cash advance fees on overseas ATMs for Everyday Options, Everyday Essentials and Carbon Insights Account holders with a Visa Debit card. Holders of other transaction account types with a Visa Debit card may be charged a foreign currency conversion fee or a cash advance fee when using an ATM overseas. The foreign currency conversion fee for Visa Debit cards is 3% of the converted Australian dollar transaction amount, made or charged to your account.
For more information on fees and charges, please read the relevant Product Information Document & Terms and Conditions before making any decisions regarding these products.
Limits
The combined cash out and withdrawal limit for ATMs and EFTPOS is $1,000 per day per card. This limit can be increased to $2,000 per day per card by contacting us on 13 11 55 or visiting your local Suncorp Bank branch. Please be aware by increasing the cash withdrawal limit, you will increase your liability in the event of unauthorised transactions.
There are different limits for withdrawals made online. Learn about online banking withdrawal limits.
Disputing a transaction
As a Visa Debit cardholder, if you believe a transaction was not authorised or processed in accordance with your authority, you may have a right to recover the value of the transaction in accordance with the chargeback rules. Common chargeback reasons include unauthorised transaction, not receiving goods or services, duplicated transactions, cancelled membership or subscription, or a refund not being processed.
The fastest and easiest way to dispute a Visa Debit card transaction is through the Suncorp Bank App. Learn more about how to dispute a transaction.
For a transaction that you authorised, try resolving the issue with the merchant first. This is often the quickest option. If you’re not able to resolve the issue with the merchant, you can dispute a Visa Debit card transaction through the Suncorp Bank App.
Ready to apply for an Everyday Account?
Visa Debit Cards are available with our Everyday Accounts.
# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.
Banking products issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No. 229882 Australian Credit Licence 229882 (Suncorp Bank). Please read the relevant Product Information Document before making any decisions regarding these products. Terms and conditions, fees and charges may apply and are available on request.
Visa functionality provided by Visa Inc.
Canstar Awards:
- Suncorp Bank Visa Debit cards linked to Everyday Options Account and Everyday Essentials Accounts were awarded Canstar's Outstanding Value Travel Debit Card Award 2022 and 2023.
- Suncorp Bank Visa Debit cards linked to Carbon Insights Account were awarded Canstar's Outstanding Value Travel Debit Card Award 2023.
Mozo Awards:
- Suncorp Bank Visa Debit cards linked to Everyday Options Account were awarded Mozo's Experts Choice Award 2022 and 2023 for Travel Debit Cards.
- Suncorp Bank Visa Debit cards linked to Carbon Insights Account were awarded both Mozo’s Experts Choice Award 2023 for Travel Debit Cards.
† Terms and conditions apply. Find out more on our Suncorp Bank ATMs page. Suncorp Bank does not charge foreign conversion fees or cash advance fees on overseas ATMs for Everyday Options, Everyday Essentials and Carbon Insights Account holders with a linked Visa Debit Card. Some overseas ATM providers may charge you fees for transactions. For more information, please read the relevant Product Information Document & Terms and Conditions applicable to your account.
*A Suncorp Bank Visa Debit card is available to eligible Suncorp Bank customers who hold an eligible Suncorp Bank transaction account.
