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PayID doesn’t replace BSBs and account numbers. Instead, it is an alternative identifier, like an email address or mobile phone number, which can be linked to an account to receive payments made through the NPP or Osko. So, instead of providing someone your BSB and account number to get paid, you can give them your PayID. However, you can still use your BSB and acount number if you prefer. It’s important to note that not all banks and financial insitutions permit their customers to have a PayID or to pay to a PayID.