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You won’t need to enter your PIN for purchases up to $200 with payWave Australia-wide, however for purchases over $200, you’ll need to enter your PIN.* If you use an ATM or swipe or insert your card at an EFTPOS terminal, you’ll still need to enter your PIN. 

*The payments industry has temporarily increased the contactless card PIN limit from $100 to $200 to help reduce the risk of COVID-19 transmission by reducing physical contact with the payment terminal. The new $200 limit has been progressively introduced across certain cards and at certain retailers since April 2020. Customers are advised to follow the PIN pad prompts when making a purchase.