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There are a few things you’ll need before you can apply for a Suncorp Bank PayLater Account, including an eligible Suncorp Bank Everyday Options Account which will be linked to your PayLater Account.

As long as the Everyday Options Account is in your name (either solely or as a joint account with someone else), doesn’t need more than one signature for withdrawals and is not currently overdrawn, it’s an eligible account.

To apply for a Suncorp Bank PayLater Account, you also need to be at least 18 years old, have your identity verified (you’ll need to supply your Australian Driver’s Licence details) and satisfy a credit check with a credit reporting bureau.