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The Financial Claims Scheme (FCS) is an Australian Government scheme that provides protection and quick access to deposits in banks, buildings societies and credit unions in the unlikely event that one of these financial institutions fails.

Under the FCS, certain deposits are protected up to a limit of $250,000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution.

Find more information on the website of the Australian Government’s Financial Claims Scheme.

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