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Compare Credit Cards

See our Suncorp Clear Options Credit Cards side by side to help you find the right one for you.

Suncorp Clear Options Credit Card Comparison

Interest Rate

12.74% p.a

Interest Rate

20.50% p.a

Interest Rate

20.74% p.a

Cash Advance Rate

21.99% p.a

Cash Advance Rate

21.99% p.a

Cash Advance Rate

21.99% p.a

Interest-free period

Interest-free period

up to 55 days1

Interest-free period

up to 55 days1

Card borrowing limits

Minimum $2,000

Maximum $20,0002

Card borrowing limits

Minimum $5,000

Maximum $25,0002

Card borrowing limits

Minimum $6,000

Maximum $30,0002

Minimum required income

$25,000/year

Minimum required income

$30,000/year

Minimum required income

$35,000/year

Balance transfer offer

0% p.a for 14 months3

Balance transfer offer

Balance transfer offer

0% p.a for 18 months4

Annual Card Fee

$55

Annual Card Fee

$120

Annual Card Fee

$169

Purchase Cover

Purchase Cover

up to $125,0005

Purchase Cover

up to $200,0005

Suncorp Reward Points

Suncorp Reward Points

1 points per $1 spent, up to $1,500/month. 0.5 per $1 thereafter6

Suncorp Reward Points

1.25 points per $1 spent6

Qantas Frequent Flyer Points

Qantas Frequent Flyer Points

Qantas Frequent Flyer Points

0.5 Qantas Frequent Flyer points for every $1 spent (optional extra, fees apply)

Cash Back Rewards

Cash Back Rewards

Cash Back Rewards

Get 5% back on all retail purchases for the first 3 months7

Complimentary Extras

Complimentary Extras

Complimentary Extras

Personal Concierge
• Free, personalised rewards
• International Travel Insurance
• Access to Suncorp's Travel Centre

Standard Credit Card

Apply Online

Gold Credit Card

Apply Online

Platinum Credit Card

Apply Online

All of our Credit Cards come with:

  • The backing of Visa, meaning you can pay anywhere in the world, use Visa Paypass, and enjoy Visa entertainment offer
  • 24 hour customer service
  • Emergency card replacement

Fees, charges and credit criteria apply. Terms and conditions apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offer.

1. The maximum 55 days interest free period applies when you pay your balance off in full (including any balance transfer amounts) for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free
period is available on Cash Advances or Balance Transfers.

2. Actual Credit Limit will be assigned based on Citigroup’s Credit Criteria, your credit rating and subject to confirmation that you earn a minimum of $25,000 p.a. for a Suncorp Bank Clear Options Standard card, $30,000 p.a. for a Suncorp Bank Clear Options Gold card, or $35,000 p.a. for the Suncorp Bank Clear Options Platinum Visa card

3. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 14 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Platinum card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at 01/07/2016. This offer ends 31/01/2017.

4. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 18 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Platinum card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at 01/07/2016. This offer ends 31/01/2017.

5. For any claims lodged on or after 1st May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf ofthe insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply.

6. All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.

7. 5% cashback can be earned on retail purchases for 3 months from account approval, up to a total of $250 cashback (total $5,000 spend). Cash advances, balance transfers, BPAY transactions, charge backs, refunds and certain other transactions (including fraudulent transactions) are not eligible to receive cashback. Cashback will be credited to the approved account within 10 weeks of the 3 month period ending. Offer is available to customers who submit their application by 31/01/17.

Banking Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit
Licence 229882. Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence 238098 (“Citigroup”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp Bank promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).

Suncorp Bank has not assisted you to make this application and does not suggest you apply for any particular
Suncorp Bank Clear Options Credit Card type. Citigroup, not Suncorp Bank, will be assessing your application.

All Rewards are subject to the Terms and Conditions of the Suncorp Bank Rewards Program. Cash advances, balance
transfers and certain other transactions do not earn Reward points. 

Whats this?*

Get 5% back on all retail purchases for the first 3 months

Travel Centre

The Travel Centre lets you book flights and hotels, rent cars and access a range of holiday packages.