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Business Premium Account

Easy business banking with no monthly account-keeping fee and unlimited fee-free transactions

Features that save you time and money

No monthly fees

No account keeping fees for the life of your account

Unlimited Fee free transactions

Unlimited fee free electronic, staff assisted and cheque transactions

Local support on hand

Our Business Specialists are here to help support you and your business

Get started today and apply for a Business Premium Account online

Earn IRM{bpa.2.1}1 interest on all balances $20,000 and over

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Flexibility and control

Focus on what matters to your business

Save time with bank feeds

Link your transaction data directly into Xero or MYOB.

Pay less interest on your loan

By using the balance of this account to offset an eligible Suncorp Small Business Loan.

Better cash flow management

If you link with a Business Overdraft.

More for your business

We can help with Business Loans, in-store EFTPOS machines and online eCommerce payment solutions to make running your business even easier.

With so many ways to access your money

Suncorp App

Safe, secure & easy mobile banking.

Visa Debit1

Shop online, overseas, or ‘wave and go’ with Visa payWave, Google Pay or Apple Pay

Branch & Telephone

Make the most of unlimited transactions


Convenient banking with Australia Post wherever you live

Internet Banking

Fast, easy & unlimited transactions

Suncorp Bank ATMs

Fee-free# withdrawals at any Suncorp Bank ATM, atmx, or the Big 4 banks’ ATMs.

Rates & fees

Standard fees
Monthly account keeping fee $0
Cheque deposits and staff assisted deposits Free
Electronic transactions (including external transfers) Free
Unlimited withdrawals from your account each month. This includes cheque withdrawals, BPAY or external transfers. ATM withdrawals at Suncorp ATMs are always fee-free. Free
Annual interest rates
IRM{bpa.1.1} IRM{bpa.2.1}
IRM{bpa.1.2} IRM{bpa.2.2}
IRM{bpa.1.3} IRM{bpa.2.3}
IRM{bpa.1.4} IRM{bpa.2.4}
IRM{bpa.1.5} IRM{bpa.2.5}
IRM{bpa.1.6} IRM{bpa.2.6}

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Plus maximise your interest with our flexiRates account feature

Choose to set aside a portion of your savings away within your Business Premium Account for a nominated period and earn higher interest depending on the period you select. flexiRates are easy to set up and manage in Internet Banking or the app.

Find out more about flexirates or read our flexiRates FAQs.

Please refer to the Product Information Document for more information.

flexiRates Period Annual Interest Rate
IRM{bsavaf.1.1} IRM{bsavaf.2.1}
IRM{bsavaf.1.2} IRM{bsavaf.2.2}
IRM{bsavaf.1.3} IRM{bsavaf.2.3}
IRM{bsavaf.1.4} IRM{bsavaf.2.4}

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When Business Premium Account is part of a Business Ready Package.

IRM{bpabrp.1.1} IRM{bpabrp.2.1}

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What makes us a great choice?

Bank of the Year

Awarded Money magazine Bank of the Year 2018, 2019, 2020 & 2021 for outstanding value.

Security is top priority

We’re committed to protecting your personal information and providing you a safe banking environment.

Convenient access to your money

Manage your money simply and safely with our Suncorp app or Internet Banking.

For more information about the Business Premium Account, download our Product Information Document.

Here when you need us

Specialists that understand your business

Whatever you need, we’re here to help. Visit us in branch or talk to someone at one of our contact centres.

Find your nearest banking specialist

Suncorp staff helping man

Get up and running today

Get started today

Apply for an account online

How to apply online

Apply now

Call 13 11 55

Talk to a specialist in one of our contact centres

We’re open 8am – 6pm, Mon – Fri

Call us on 13 11 55

Visit us in branch

For face-to-face support

How to apply in branch

Find a branch

2. VISA Debit cards are not available to overseas residents, Trustee accounts, accounts where the number to sign to operate is two or more (no form of card access is allowed) or minors. VISA Debit card can only be issued in the name of individuals, it cannot be issued in a business name. VISA Debit card must have an account linked as Primary Credit Relationship. Each customer may only have one VISA Debit card per Primary Credit account.

# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

Business Premium Account is issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No: 229882 (“Suncorp Bank”). Other Fees and charges may apply. Please read the Product Information Document before making any decision regarding this product. For a paper copy visit your local branch or contact us on 13 11 55.

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Self Managed Super Fund

Self-managed super funds (SMSFs) are a way of saving for your retirement. You're in control – you make the investment decisions for the fund and are responsible for complying with the super and tax laws.


Interest is calculated based on the parts of your account balance which fall within a set dollar and interest rate range.

Self Managed Super Fund

Self-managed super funds (SMSFs) are a way of saving for your retirement. You're in control – you make the investment decisions for the fund and are responsible for complying with the super and tax laws.