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Business Banking

A special loan offer from the Business Bank of the Year

Small Business Essentials term loan variable rates from IRM{sbvarspec.4.1} and fixed rates from IRM{sbloan.4.2}

Currently unavailable

Nil Establishment Fee for new Small Business Essentials term loans.

Terms and conditions apply

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Business Bank of the Year, four years in a row

We take pride in supporting small businesses. Find out why we’ve been named Money magazine's Bank and Business Bank of the Year four years running.

Simpler, smarter banking

Whether you're just starting out, or a well-established multi-national business, we have an account to help your business thrive.

Transaction Account

Savings Accounts & Term Deposits

Trust Accounts

Farm Management Deposit Account

Foreign Currency Deposit Account

Payment solutions

Free terminal rental for the first 12 months with eligible new merchant facilities.*

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Credit cards

Streamline your expenses and cash flow with one convenient credit card account.

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Business loans

Loans, lines of credit and overdrafts to support your business, including funding cash flow and growth.

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Our agribusiness managers focus on helping you plan for long-term success.

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We’re here to help

Suncorp SME Recovery Loan

Businesses with annual turnover of less than $250 million can apply for a loan of up to $5,000,000 for a term of up to 10 years.

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Experiencing financial difficulty?

Is your business experiencing or expecting a period in which you’re unable to meet your financial commitments? Here at Suncorp Bank, we’ll do our best to help you get back on track.

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Secure, convenient online banking

Laptop with Suncorp Internet Banking next to mobile phone with Suncorp App

You can use Internet Banking and the Suncorp App to:

  • Easily manage your personal and business finances in one spot.
  • Check statements, balances and transactions.
  • Transfer money in under a minute in most instances with Osko fast payments in the Suncorp App.^
  • In Internet Banking, you can link your transaction data directly into Xero or MYOB.
  • Make bulk credit payments in Internet Banking from the Business Premium Account if you are eligible for our Business Payments Credit service.

Suncorp Bank debit cardholders have fee-free# access to Suncorp Bank ATMs and atmx ATMs Australia wide.

Get in touch

Speak to a specialist who can discuss your unique business requirements.

Find your nearest specialist 

13 11 55
8am-5:30pm AEST

Things you should know 

Business Accounts are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No: 229882 (“Suncorp Bank”). Other Fees and charges may apply. Please read the Product Information Document before making any decision regarding this product. For a paper copy visit your local branch or contact us on 13 11 55.

Business Lending Products and Merchant Facilities are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request. 

Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence 238098 (“Citigroup”) is the credit provider and issuer of Suncorp Clear Options Business Credit Cards. Suncorp Bank promotes and distributes Suncorp Clear Options Business Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking). Suncorp Bank does not suggest you apply for any particular Suncorp Clear Options Credit Card type. Citigroup, not Suncorp Bank, will assess your application.

* The 12 month free merchant terminal rental offer is available for applications for new merchant facilities for new and existing customers who apply for and open a new merchant facility. Merchant customers must hold a business transaction account in the same name as the Suncorp Bank merchant facility. The business transaction account must be a Suncorp Bank Business Premium Account if you process Mail Order or Telephone Order Transactions or we otherwise determine that it is reasonably necessary in order to protect our legitimate funding, business risk management and prudential or security requirements. Offer valid until 31/12/2022 and can be withdrawn at any time. If eligible, customers will have the applicable merchant terminal rental fee waived for the first 12 months from when the facility is established. The offer is only available for applications for new merchant facilities and cannot be extended to additional terminals after the application has been processed.

^ Osko fast payments can only be made via the Suncorp App to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution, and not via other access methods such as Internet Banking. Osko fast payments cannot be made from or to Passbook accounts, General Trust Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them. Future-dated and recurring payments and Business Payment Credits will not be made as Osko fast payments. For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.

# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

Internet connection is required when using the Suncorp App. Normal data charges from your internet service provider will apply.

Internet Banking and the Suncorp App are provided by Suncorp Bank. Suncorp Bank does not guarantee the availability of the Internet Banking and Suncorp App services and can terminate or suspend access to those services at any time without reason or notice. You must agree to Suncorp Bank’s terms and conditions before you can access Internet Banking and the Suncorp App. View Internet Banking terms and conditions. View the Suncorp App terms and conditions.