Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

How much can I borrow?

Obtain a quick estimate on how much you could borrow based on your income and expenses.


Applicant salary, after tax

Applicant 1 salary, after tax

Applicant 2 salary, after tax

Any other income, after tax

Any investment income (rental, significant interest)


Amount owing on an existing mortgage more info

The amount owing should include the cashback (also referred to as advance payments).

Total other loan repayments you make (ie, a Personal Loan)

Average monthly living expenses more info

Including but not limited to; Rent, Food (including going out), Groceries, transport, ongoing bills (insurances/phones/rates), purchases, entertainment, medical/health, education.

Loan Details

Maximum loan term is 30 years

You may be able to borrow up to


Make an offer with more confidence as soon as you find the right property.
Pre-approval is 100% fee free and obligation free.

 Apply online in 10 minutes

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced home lending team are happy to answer all your questions.
They'll call you within 24 hours to discuss your home lending needs.

If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)

The calculations provided are estimates only and based upon the information entered into the calculator by the user. The borrowing capacity estimate does not constitute an application or approval. No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.

Please contact us on 13 11 55 or visit your local Store and ask to speak to a lender to discuss a more accurate your borrowing capacity.

You can also start the process today by applying for a home loan pre-approval.

Live chat

Chat to us online now