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How much can I borrow?

Obtain a quick estimate on how much you could borrow based on your income and expenses.


Income

Your salary, after tax

Your partner's salary, after tax

Any other income you or your partner earns (other than investment income), after tax

Any investment income you or your partner earns (e.g. rental income, significant interest)


Expenses

Amount owing on an existing mortgage more info

The amount owing should include the cashback (also referred to as advance payments).

Total other loan repayments you make (e.g. a Personal Loan)

Average monthly living expenses more info

Including but not limited to; Rent, Food (including going out), Groceries, transport, ongoing bills (insurances/phones/rates), purchases, entertainment, medical/health, education.


Loan Details

Maximum loan term is 30 years


You may be able to borrow up to

...

Take the first step

 It only takes about 10 minutes

If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)

Make your next move with confidence

100% obligation free advice

Our experienced home lending team are happy
to answer all your lending questions. They’ll
call you within 24 hours (or next business day)
to discuss your home lending needs. 

Save time, get started online

Apply for a new home loan, pre-approval or
refinancing, with no upfront credit check.

 It only takes about 10 minutes


If you'd like to speak to someone straight away, call
13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)

Make your next move with confidence

100% obligation free advice

Our experienced home lending team are happy to answer all your lending questions. They’ll call you within 24 hours (or next business

day) to discuss your home lending needs. 

Save time, get started online

Apply for a new home loan, pre-approval or refinancing, with no upfront credit check.

 It only takes about 10 minutes


If you'd like to speak to someone straight away, call
13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)

The calculations provided are estimates only and based upon the information entered into the calculator by the user. The borrowing capacity estimate does not constitute an application or approval. No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.

Please contact us on 13 11 55 or visit your local Store and ask to speak to a lender to discuss a more accurate your borrowing capacity.

You can also start the process today by applying for a home loan pre-approval.

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