How much can I borrow?

Obtain a quick estimate on how much you could borrow based on your income and expenses.

Application Type

Single

Joint

Income

Applicant salary, after tax

Applicant 1 salary, after tax

Applicant 2 salary, after tax

Any other income, after tax

Any investment income (rental, significant interest)

Interest Rate (hidden)

Account Keeping Fee (hidden)

Calculated Monthly Income (hidden)

Expenses

Amount owing on an existing mortgage

(balance includes any cash back/advance payments)

Total other loan repayments you make (ie, a Personal Loan)

Total credit card limits

Average monthly living expenses

Calculated Monthly Expenses (Hidden)

Enter number of dependants (if any)

Loan Details

Proposed loan term

Maximum loan term is 30 years

You may be able to borrow up to

...

How is this calculated?

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What would my repayments be?

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The amount you can borrow will be approximately

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The calculations provided are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges. The resulting calculations do not constitute a loan application or variation to an existing Suncorp Bank facility, loan offer or loan approval. An estimated repayment for your existing Residential Investment or Home Loan has been calculated using an interest rate of 7.25% p.a. over 360 months on Principal and Interest repayments. An estimated repayment for your proposed Home Loan has been calculated using an interest rate of 7.25% over your proposed loan term on Principal and Interest repayments. To more accurately determine your borrowing capacity, apply for a home loan pre-approval.