Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

How much can I borrow?

Obtain a quick estimate on how much you could borrow based on your income and expenses.

Income

Applicant salary, after tax

Applicant 1 salary, after tax

Applicant 2 salary, after tax

Any other income, after tax

Any investment income (rental, significant interest)

Expenses

Amount owing on an existing mortgage more info

The amount owing should include the cashback (also referred to as advance payments).

Total other loan repayments you make (ie, a Personal Loan)

Average monthly living expenses more info

Including but not limited to; Rent, Food (including going out), Groceries, transport, ongoing bills (insurances/phones/rates), purchases, entertainment, medical/health, education.

Loan Details

Maximum loan term is 30 years

You may be able to borrow up to

...

Make an offer with more confidence as soon as you find the right property.
Pre-approval is 100% fee free and obligation free.

Apply for pre-approval

 Apply online in 10 minutes

What would my repayments be?

Average monthly living expenses

These expenses will impact your capacity to borrow but should be reflected as accurately as possible. Financial institutions use a variety of methods to verify expenses when completing an application. The borrowing limit may vary depending on your individual circumstances at the time a formal application is submitted with us.

Amount owing on an existing mortgage

Financial institutions are required to use a rate higher than your actual interest rate and with all cashback included (as it can be withdrawn). The borrowing limit may vary depending on your individual circumstances at the time a formal application is submitted with us.

Our Home Loans

Learn more about buying property

Related calculators

Helping you get there
Calculators & resources

I’d like to learn more about…

Buying my first home

Buying my next home

Switching to Suncorp

Investing in a property

All home loan calculators

What could my repayments be?

How much could I borrow?

Stamp duty & concession calculator

Compare home loans

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

Get started online

100% obligation free advice

Our experienced home lending team are happy to answer all your questions.
They'll call you within 24 hours to discuss your home lending needs.

Talk to a home loan expert

If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-5pm (AEST)

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

The calculations provided are estimates only and based upon the information entered into the calculator by the user. The borrowing capacity estimate does not constitute an application or approval. No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.

Please contact us on 13 11 55 or visit your local Store and ask to speak to a lender to discuss a more accurate your borrowing capacity.

You can also start the process today by applying for a home loan pre-approval.

Personal Banking

BSB: 484-799
Swift-Code: METWAU4B

Business Banking

Legal information  Privacy policy  Cookie & data policy  Accessibility  Sitemap

© Copyright Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”). Registered office: Level 23, 80 Ann Street, Brisbane QLD 4000. In accessing Suncorp's site you agree to our Online Terms & Privacy Statement. Please ensure that you read these before accessing the site.

Products and services including banking, superannuation and insurance (including home and car insurance) are provided by separate companies in the Suncorp Group. Suncorp Bank is only liable for the banking products or services it provides and not the products and services of the other companies in the Suncorp Group.

Live chat

Chat to us online now