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How much can I borrow?

Obtain a quick estimate on how much you could borrow based on your income and expenses.


Income

Applicant salary, after tax

Applicant 1 salary, after tax

Applicant 2 salary, after tax

Any other income, after tax

Any investment income (rental, significant interest)


Expenses

Amount owing on an existing mortgage more info

The amount owing should include the cashback (also referred to as advance payments).

Total other loan repayments you make (ie, a Personal Loan)

Average monthly living expenses more info

Including but not limited to; Rent, Food (including going out), Groceries, transport, ongoing bills (insurances/phones/rates), purchases, entertainment, medical/health, education.


Loan Details

Maximum loan term is 30 years


You may be able to borrow up to

...

Make an offer with more confidence as soon as you find the right property.
Pre-approval is 100% fee free and obligation free.

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Average monthly living expenses

These expenses will impact your capacity to borrow but should be reflected as accurately as possible. Financial institutions use a variety of methods to verify expenses when completing an application. The borrowing limit may vary depending on your individual circumstances at the time a formal application is submitted with us.

Amount owing on an existing mortgage

Financial institutions are required to use a rate higher than your actual interest rate and with all cashback included (as it can be withdrawn). The borrowing limit may vary depending on your individual circumstances at the time a formal application is submitted with us.

Make your next move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp, you can apply quickly online. Your dedicated lender will review your application and reach out to you in the next business day to discuss your options and answer any questions you have.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in around 10 minutes.

What can I expect?

100% obligation free advice

Our experienced home lending team are happy to answer all your questions. They'll call you within 24 hours to discuss your home lending needs.

For all queries about existing Suncorp Home Loans call 13 11 55 Mon-Fri 8am-6pm (AEST)

The calculations provided are estimates only and based upon the information entered into the calculator by the user. The borrowing capacity estimate does not constitute an application or approval. No fees or charges have been factored into the above calculation. Please refer to Lending Fees and Charges for all applicable fees.

Please contact us on 13 11 55 or visit your local Store and ask to speak to a lender to discuss a more accurate your borrowing capacity.

You can also start the process today by applying for a home loan pre-approval.

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