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Savings Accounts

Suncorp Bank offers a range of savings accounts, including interest-earning accounts and convenient online-only accounts. Each provides access to features like our award-winning mobile app and handy budget tracker. Whatever your savings goals are, we offer an account to suit you.

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

BE REWARDED FOR CONSISTENT SAVING

Growth Saver Account

Earn bonus interest for every month that you grow your net balance by $200 or more (excluding interest) and make no more than one withdrawal. Ideal for helping you reach those long-term savings goals.

Find out more

Standard interest rate

variable rate

+

Bonus interest rate

variable rate

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Growth Saver interest rate

1

variable rate

Looking for a different type of savings account?

ACCESS YOUR MONEY WHEN YOU NEED TO & CONTINUE TO EARN INTEREST

An online-only savings account with no account-keeping fees that lets you earn interest without locking your funds away.

Find out more

2

On balances $0.01 & over

AN EVERYDAY ACCOUNT WITH LINKED SUB-ACCOUNTS TO HELP YOU SAVE

A savings supportive transaction account with the ability to link up to 9 sub-accounts5 and earn higher interest rates via our flexiRates*.

Find out more

3

On balances $0.01 & over

Still not sure? Compare all our savings accounts side-by-side.

Boost your savings with flexiRates

Earn higher interest by choosing to lock a portion of the money in your savings account away for up to 12 months.

flexiRates can easily be set up and managed in Internet Banking.

 

flexiRates are available on the 55 Plus account, eOptions Online Savings Account and Everyday Options Sub-Account.

Benefits of banking with us

No ATM Fees
Fee-free withdrawals at Suncorp, rediATMs plus the Big 4

Everyday discounts
Suncorp customers with a Savings account can sign-up and save on everyday items

Eligibility criteria and limits apply.

Internet Banking
Easy-to-use online banking featuring our handy Budget Tracker

Security
We’re committed to protecting your personal information

Related products

We offer a range of products and services, so if you didn’t find what you were looking for, here are some other options:

Ready to get in touch?

Our friendly team of consultants are here to help.

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm

(AEST/AEDT)

Message us

Send us an email and one of our Banking Specialists will respond to your enquiry

Visit us

Visit your nearest store or ATM

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Find out exactly what Suncorp customers thought about their website experience when opening an account.

Reviews are managed and sourced by BazaarVoice.

Reviews are independently verified and detail our customers' real experiences.


Suncorp Bank Deposits Website Experience is rated 4.7 out of 5 by 71.
Rated 5 out of 5 by from Great, easy and fast Very impressed with how easy and quick the process of opening an account was online. Thank u suncorp.
Date published: 2019-10-12
Rated 5 out of 5 by from Extremely easy I needed a new bank. Already impressed with SunSuper that I have. Very simple and safe to apply and receive bank account.
Date published: 2019-10-07
Rated 5 out of 5 by from Simple and intuitive experience Great experience using Suncorps web applications. So easy to navigate.
Date published: 2019-10-07
Rated 5 out of 5 by from Very quick and easy to you. I love how quick and easy it was to set up the account, including a sub account. My only feedback is if you have different colour cards or you can design your own card (the front of it where your debit card number and name sits) that would have been nice. I. Or have to wait up to 7 days for the card and still don’t know what it will look like, then potentially order a new one I will like. Sorry to be picky!
Date published: 2019-09-26
Rated 5 out of 5 by from Easy to Open Very Fast to Open Account and Easy to Navigate between Accounts.
Date published: 2019-09-22
Rated 5 out of 5 by from Excellent features I been thinking to open an acct. Coz my friend said it's good to open at Suncorp which is she's right no dramas at all
Date published: 2019-09-19
Rated 5 out of 5 by from Great website Was so easy to open account , thank you. The other banks should follow yr lead.
Date published: 2019-09-16
Rated 5 out of 5 by from Easy to set up Great follow up on phone. Online set up really easy to do
Date published: 2019-09-07
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#Monthly Account Keeping Fee waived for new Everyday Options accounts opened from 3/12/2018. Fee will be charged and waived for as long as the account is held. Offer is subject to change without notice and may be withdrawn or extended at any time.

*FlexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months

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4. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card
5. Everyday Options sub-accounts are only available with an Everyday Options account. You can add up to 9 sub-accounts without incurring additional account-keeping fees. Monthly account keeping fees are only charged to the main account. 

Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia. There is no minimum balance requirement when you open a Suncorp Bank deposit account.

Interest rates and fees and charges are subject to change without notice.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Interest rates

 Interest is calculated on a 'tiered' basis which means that when your account balance exceeds the required amount, we will apply the higher interest rate to your entire balance

Offset capability

Use the balance in your savings and transaction account to offset the balance in your home loan. You’ll pay less, because the interest is calculated on the Home Loan amount minus the balance in your accounts. To put it simply, the larger the balance you hold in your Everyday Options account and Sub-accounts, the less interest you’ll end up paying on your home loan.